Ugens produkter

 

CTFA Sample Exam Questions

The following questions are representative of the types of questions you will find on the examination.

1. A trust you administer, in a jurisdiction that has adopted Directed Trust statutes, contains language in the trust document appointing a fiduciary for investment purposes.  Your institution is a directed trustee responsible as a fiduciary for administration only.  You believe that the investment fiduciary is abusing this power and is directing you to make an imprudent investment. You should:

a. Tell the advisor he must first obtain the consents of the current beneficiary and presumptive remaindermen.b. Confront the advisor and, if the situation cannot be remedied, seek court guidance.c. Follow the advisor's directions nonetheless.d. Obtain the written consent of all fiduciaries. 

2. Your client is married and has a net worth of $12 million, which includes a jointly owned house worth $2.5 million. His wife has assets of $1 million. They have simple wills leaving everything to each other and then to their two children in equal shares. The BEST advice to reduce federal estate taxes is that he:

a. Leave everything to his wife in his will.b. Give $14,000 per year to each of his two children.c. Incorporate a credit shelter trust provision in his will.d. Transfer the house ownership completely to his wife.

3. Distributions from which of the following CANNOT be rolled over into an IRA?

a. 401(k)b. Money Purchase Pension Planc. Profit Sharing Pland. Rabbi Trust

4. John creates a trust with income during life to Sam, the remainder to Sue. John retains the right to amend or revoke the agreement. Sue will have to disclaim her interest in the trust within 9 months of:

a. John's deathb. Sam's deathc. The creation of the trustd. The appointment of the executor or administrator of Sam's estate

5. A client faces a 30% federal income tax rate and a 5% state tax rate. Municipal bonds issued in the client’s state of residence are exempt from state taxes. Considering current income only, and not adjusting for the federal deductibility of state taxes, which of the following repre­sents a proper comparison of bond attractiveness?

a. A 10% Treasury bond is more attractive than a 7.2% municipal bond issued by a state of which the client is not a resident.b. A 6.0% bond issued by the client's state of residence is more attractive than a 7.2% municipal bond issued by another state.c. An 18% corporate bond is more attractive than a 12% municipal bond issued by the client's state of residence.d. A 6.75% municipal bond issued by the client's state of residence is more attractive than a 7% municipal bond issued by a U.S. territory.

1. b2. c3. d4. a5. a​


Ask These 4 Questions Before Getting a New Small Business Bank Account

No result found, try new keyword!Moving to a new bank could work to your benefit and make it easier to run your business. But before you open a new small business account, make sure to run through these key questions. Some banks ...

Banking Crisis 2023: Your Questions Answered

Update as of Aug. 22: This week S&P Global Ratings, one of the top credit rating agencies, cut the ratings of five regional U.S. banks: Associated Banc Corp, Comerica Inc, KeyCorp, UMB Financial Corp. and Valley National Bancorp.

Update as of Aug. 9: Moody’s, one of the top credit rating agencies, cut the ratings of 10 regional banks this week and warned some of the biggest lenders in the U.S. that they could be next.

Multiple lenders are now on notice for a potential downgrade including Bank of New York Mellon; Cullen/Frost Bankers; Northern Trust; State Street; Truist Financial; and U.S. Bancorp.

The credit agency also assigned a negative outlook to 11 additional banks including Capital One, Citizens Financial and PNC Financial Services Group.

Update as of July 26: PacWest Bancorp, a midsize regional lender based in Los Angeles, is set to merge with Banc of California, Inc., the two banks announced on July 25. On May 3, PacWest said in a statement that it was planning to sell its portfolio and was evaluating potential partners and investors. The combined bank will be headquartered in Los Angeles under the Banc of California name and will now have a total of 70 branches. The new company is expected to have $36.1 billion in assets, $25.3 billion in total loans and $30.5 billion in total deposits.

The story below was originally published March 31 and has since been updated multiple times.

In the spring, banking failures in the U.S. and Europe have prompted government interventions in an effort to contain the crisis. The collapses have brought discussion about regulating the banking sector back into the spotlight in a way they haven’t seen since the Great Recession. The phrase “too big to fail” has made its way into the zeitgeist once again.  

On March 21, U.S. Treasury Secretary Janet Yellen said in a statement to the American Bankers Association, “The situation is stabilizing. And the U.S. banking system remains sound.”

Some economic wonks and lawmakers are now arguing for reform including an increase to the $250,000 Federal Deposit Insurance Corp. insurance cap. And midsize banks are asking the FDIC to insure all deposits for at least two years, according to reports. But House Republicans are calling for an end to banking bailouts and said they oppose “any universal guarantee on bank deposits over the current limit.” 

However, on March 22, Yellen told senators, “I have not considered or discussed anything having to do with blanket insurance or guarantees of deposits.”

Meanwhile, the Federal Reserve has been on a mission to tame inflation. The Fed raised raised the federal funds rate 10 times in a row; after pausing its hikes in June, the Fed raised rates in July to 5.25%-5.5%.

To get you up to speed on the 2023 banking crisis, here are answers to popular questions about recent events. 

  • How do CDs work?
  • What is personal finance?
  • What is a Treasury bill?
  • Key takeaways
  • What is cryptocurrency?
  • ZenBusiness: Fast & Simple LLC Formation
  • ZenBusiness: Start Your Dream Business
  • How to earn a Chase checking account bonus
  • What is a budget planner?
  • What is a rollover IRA?
  • What is wealth management?
  • Bluevine Business Checking
  • What is an estate tax?
  • Quickbooks Online
  • » This offer has expired
  • What is an FHA loan?
  • What is a REIT?
  • Online sales and auctions
  • What is a Form W-4?
  • See how to get your business started quickly
  • What is a custodial Roth IRA?
  • What is the average stock market return?
  • What are closing costs?
  • What is a SEP IRA?
  • What are stocks?
  • Life insurance buying guide
  • What is a W-2 form?
  • Find the right Medicare Advantage plan
  • Medicare Advantage companies
  • The parts of Medicare
  • What is bill pay?
  • Current promotional CD rates
  • What is a charitable donation?
  • Shopify Ecommerce
  • What is a home equity line of credit?
  • What is a mortgage refinance?
  • E*TRADE is best for:
  • Fidelity is best for:
  • Mortgage rates today: Tuesday, August 23, 2023
  • What is a commercial loan?
  • What Medicare covers
  • Key takeaways:
  • Looking for more money?
  • What is Upwork?
  • What is the mortgage interest deduction?
  • November mortgage rates forecast
  • What is a Roth IRA?
  • High-dividend ETFs may generate income
  • Checking account vs. savings account
  • What is the VA funding fee?
  • Medicare Part D companies
  • Definitions: Money Transfer Rates
  • Blockchain: A definition
  • What is a cashier's check?
  • Preapproved? Unlikely
  • 3 times credit card perks make it better
  • Should I settle for pre-qualification, then?
  • When applying and pre-qualifying converge
  • Take reasonable precautions
  • What to expect flying Alaska Airlines premium class
  • What are dividend stocks?
  • How long does it take to recoup refinance costs?
  • What is a backdoor Roth IRA?
  • Buy: Swimwear and lingerie
  • What are biotech stocks?
  • What is a brokerage account?
  • How to use a savings goal calculator
  • Investing money is personal
  • What does tax exempt mean?
  • Why would you want a credit limit increase?
  • What is a Roth 401(k)?
  • What is a utility bill?
  • What is an emergency fund?
  • Halal investing definition
  • What is cost basis?
  • How travel credit cards generally work
  • What is the gift tax?
  • 1. Go to a museum, aquarium or zoo
  • Definition of whole life insurance
  • Option 1: Use your tablet as a phone over Wi-Fi
  • How to make money as a kid
  • ETF vs. mutual fund
  • What is PayPal?
  • What is a target-date fund?
  • What is an ESG fund?
  • The stock market explained
  • Financial advisors: The good, the bad and the unregulated
  • Super Bowl season
  • What is an index fund?
  • Key takeaways
  • Why now is the best time to renew your passport
  • What are alternative assets?
  • Savings accounts
  • What companies are included in the S&P 500?
  • What is the federal solar tax credit?
  • IHDA highlights and eligibility requirements
  • How much should you spend on rent? Try the 30% rule
  • What is a cash-back app?
  • Do you pay capital gains tax on stock gains?
  • Investment management definition
  • What is points pooling and why is it helpful?
  • What is a home appraisal?
  • How to get a Diners Club card
  • What is married filing separately?
  • Best-performing large-cap ETFs
  • What makes a credit mistake haunt you?
  • How to book flights on Orbitz
  • 1. Determine how much to save for a down payment
  • How to invest $50,000
  • What is the CSS Profile?
  • 1. At gas stations
  • 2. For tuition
  • 3. For payments to the government
  • 4. For large purchases you can’t pay off right away
  • 5. At local merchants
  • 1 time you can ignore these 'rules'
  • 7 of the best apps to make money
  • The right time to ask for a credit limit increase
  • Savings calculator tip
  • How do you find your old 401(k)?
  • 1. What’s the dwelling coverage per square foot?
  • What is a CD ladder?
  • Why is personal finance important?
  • Where can you work as a Dasher?
  • What is a savings account?
  • How to contact IRS customer service
  • How much to save in your emergency fund
  • Mortgage income calculator help
  • The best budget apps
  • Why you shouldn't sign up
  • How to get paid on YouTube
  • 1. The home office deduction
  • What is Zelle?
  • Baggage fees
  • What is the child tax credit?
  • Using equity to remodel
  • Original Medicare vs. Medicare Advantage: Overview
  • What does a wealth manager do?
  • What are AI stocks?
  • Can you cancel your Alaska Airlines flight?
  • 1. Joining Marriott Bonvoy is free
  • Where to exchange currency in the U.S. before your trip
  • What's changing at a glance
  • Food and drink
  • Why landlords typically require a credit check to rent an apartment
  • What to know about the Citi travel portal
  • Calculating the breaking point for value
  • 1. Tax-free retirement income
  • How much does a wire transfer cost?
  • Check prices at nearby airports
  • Key findings
  • The NerdWallet Down Payment Calculator
  • The pros of the American Airlines loyalty program
  • Personal loan alternatives to Bank of America
  • Know your goals
  • 8 things to know about JetBlue flight delay compensation
  • Capitalize on off-hours
  • What is SSDI?
  • What is gap insurance?
  • What's the best S&P 500 index fund?
  • How much is a speeding ticket in California?
  • Microsoft Office Excel budget templates
  • Estimated Hawaii trip cost
  • How Free File works (ideally)
  • Best stocks by one-year performance
  • Regulation D and why it matters
  • Financial advisor fees
  • What is renters liability insurance?
  • 1. Report lost debit cards ASAP
  • How a fixed-rate mortgage works
  • 1. Find a payment strategy or two
  • What is a bank run?
  • What are short-term investments?
  • Step 1: Price your trade-in
  • What is a CD early withdrawal penalty?
  • Calculate for inflation 
  • What you need to open a bank account
  • What is the child and dependent care tax credit?
  • Assess your debt load
  • Where to buy bonds
  • The annual fee is worth it if you ...
  • How to upgrade your boarding position on a Southwest flight
  • Sell something of value
  • Share certificates: Credit union version of CDs
  • What’s the difference between stocks and bonds?
  • 1. 'Stack' store and manufacturer's coupons
  • Who takes out payday loans?
  • 1. You'll incur less interest
  • United fare classes: The differences
  • What is a financial planner?
  • Why Frontier Airlines flights get canceled
  • Best Prepaid Debit Cards
  • Preparing to buy tips
  • Dec. 9 - Basic Economy Fares on Delta Air Lines Will No Longer Earn SkyMiles
  • What are closing costs?
  • Which airlines have lie-flat seats in business class
  • How to get TSA PreCheck for free
  • How much does a wedding cost?
  • What is an extended warranty?
  • Foreign ATM and transaction fees
  • What are negative interest rates?
  • What is options trading?
  • What is a bounced check?
  • What is a portfolio?
  • Buy: Back-to-school supplies
  • What does it mean to invest in the S&P 500?
  • The risks of sharing renters insurance with roommates
  • How much can you contribute to a 401(k)?
  • Cell phone statute of limitations
  • When did the switch take place?
  • What happens if you don't file your taxes, or file taxes late?
  • What is deferred compensation?
  • Plan for the minimum spend
  • Crater Lake National Park
  • What is day trading?
  • Lufthansa economy fares
  • 1. Make extra payments toward the principal
  • Average car loan interest rates by credit score
  • How to budget money
  • How Treasury bills work 
  • How much are United miles worth?
  • What types of car-buying apps are available?
  • Savings accounts, national average savings rate: 0.42%
  • What is cash value life insurance?
  • Best places to sell clothes online
  • The most popular surveys for cash apps of 2023
  • 1. Get help with utility bills and groceries
  • Follow your rhythm, not rules
  • Step 1: Check your credit
  • Comparing the Chase Sapphire Preferred® Card vs. the Chase Sapphire Reserve®
  • Using the debt snowball method
  • 1. Set your budget
  • 11 passive income ideas
  • 1. Sell spare electronics
  • Create a budget plan that works for you
  • What is a home inspection?
  • What information is on a utility bill?
  • How does an estate tax work?
  • What it means to be upside-down
  • Why is cost basis important?
  • What is a credit freeze?
  • Life insurance calculator
  • How to use the mutual fund calculator
  • What’s required to get coverage for CPAP
  • 1. Racking up credit card debt on an untested idea
  • How to calculate student loan interest
  • National first-time home buyer programs
  • Where do those $1 charges come from?
  • Was this Fed increase necessary?
  • Do I have to update my W-4 every year?
  • Why marijuana stocks are unique and risky
  • 1. Discounted ticket sites
  • What’s the difference between business and personal checking accounts?
  • Amazon credit card options
  • What is a co-signer?
  • Best ways to invest in real estate
  • Massachusetts state income tax rates and tax brackets
  • Advantages of franchising for the franchisee
  • New York state income tax rates and tax brackets
  • PAYE vs. REPAYE
  • How they found the best auto insurance
  • Auto insurance
  • QuickBooks Online vs. Desktop comparison
  • SEP IRA contribution limits
  • Qualifying for an HSA
  • Penny stock investing
  • Kids don’t need an ID when flying within the U.S.
  • 1. There are multiple options in JFK Terminal 5
  • What is an auto loan hardship program?
  • The key figures used to calculate auto lease payments
  • What is price matching?
  • Transfer your balance to a 0% APR credit card
  • Best for couples: Paris
  • How does annual renewable term life insurance work?
  • 7 steps to take to open a savings account
  • Protecting yourself from title jumping
  • What to do when you lose your passport
  • Factors they considered when picking travel insurance companies
  • Average retirement savings balance by age
  • Is it smart to max out a Roth IRA?
  • Medicare home health care coverage
  • Best-performing U.S. equity mutual funds
  • A
  • How balance transfers work
  • Does homeowners insurance cover trampolines?
  • Are charitable donations tax deductible?
  • Major U.S. airline hubs
  • How are Bitcoins minted?
  • How does refinancing work?
  • Do rent payments affect credit?
  • Best day to book a flight
  • What is zero-based budgeting?
  • Spending rewards
  • Refinance to a lower rate
  • 2022 California state income tax rates and tax brackets
  • How to start an eBay business: The basics
  • E*TRADE at a glance
  • Fidelity at a glance
  • Daily mortgage rates chart
  • Best cash-back apps of 2023
  • 1. The Centurion Black Card is invitation-only
  • How to detect credit card fraud
  • What is a growth stock?
  • Do I need a passport for a Caribbean cruise?
  • What’s required to get coverage for Inspire
  • How much is flood insurance?
  • How to avoid banking fees
  • How are stocks taxed?
  • 1. Participate in paid market research
  • 1. Open an account at a different bank
  • What is broadband internet?
  • How the multiple listing service works
  • What does this value mean?
  • How to calculate simple interest in a savings account
  • Is gold a good investment?
  • What is second chance checking?
  • Customary reason for a HELOC: Renovations
  • Capital One CD rates
  • 1. Become a loyalty program member
  • How the mortgage interest deduction works
  • 1. What kinds of travel can be booked through the site?
  • How married filing separately works
  • 1. Open an IRA
  • BigCommerce vs. Shopify: Deciding factors
  • Wingstop franchise information
  • My Chase Plan
  • The St. Regis Bora Bora Resort
  • Illinois state income tax rates and tax brackets
  • What is a personal loan?
  • 7 high-dividend ETFs
  • 3 steps for dealing with a debt collector
  • Welcome offer and ongoing rewards
  • What is an S-corp?
  • What are the best retirement plans for you?
  • Ways to book a flight with an international layover
  • Assisted living community vs. skilled nursing facility: What's the difference?
  • What are checking and savings accounts used for?
  • How to use the auto lease buyout calculator
  • How much is the VA funding fee?
  • An overview of Marriott elite night credits
  • Airport security
  • 1. Sign up for Google Fi
  • Can I make a car payment with a credit card?
  • How to open a gas station
  • Who should submit the CSS Profile?
  • What determines your monthly car payment?
  • Understand taxes and fees, plus the unofficial award chart
  • Set aside physical cash 
  • How to estimate your home insurance
  • Chase checking account bonuses 2023
  • Minimum wage over time
  • How they got here
  • Accommodation types
  • The bull call spread
  • Tax brackets 2023
  • What to know before getting the Capital One Venture Rewards Credit Card
  • Skip: Grills
  • What the CDC guidelines say now
  • 1. Brigit: Best for budgeting tools
  • Why do people invest in cryptocurrencies?
  • Why you should join (or not opt out)
  • HELOCs and home equity loans compared
  • 1. Clean up your credit
  • How canceling a card can hurt your score
  • Southwest delayed flight compensation: a meal voucher and travel credit
  • How a debt management plan works
  • What qualifies you to be a tax-exempt individual?
  • Options for an old 401(k)
  • Roth 401(k) vs. traditional 401(k): Where they differ
  • How early direct deposit works
  • Are WebBank credit cards good?
  • Back-to-school shopping
  • 1. Refinancing your car
  • 1. Know your bank’s mobile check deposit requirements
  • Key takeaways
  • Most Americans saving money for something
  • How do REITs work?
  • Why combine credit card points?
  • How to compare FHA vs. conventional loans
  • What’s the value when booking travel through the Capital One portal?
  • Option 2: Use your tablet like a phone with a data-only plan
  • What is capital gains tax?
  • Getting more with the Bank of America® Customized Cash Rewards credit card
  • 1. You won’t pay fees
  • Affordable unlimited plans for the average user
  • Definition
  • How to find bankruptcy attorneys to contact
  • Custodial Roth IRA rules
  • Step 1: Write your business plan
  • Stock market basics
  • Heating and cooling
  • Buying an existing business checklist
  • Local nonprofits and charities
  • Best-performing ESG funds
  • What does this value mean?
  • How much are closing costs?
  • 1. Skip the airport
  • What goes into the credit card interest calculation
  • The main differences between Delta Comfort Plus vs. main cabin
  • 12 best investments right now
  • What is the standard deduction?
  • What are the stages of foreclosure?
  • What’s happening in the labor market
  • How much does it cost to open a laundromat?
  • Which transactions could be limited under Reg D?
  • Capital One® Walmart Rewards™ Mastercard®
  • Elite status upgrades
  • Why can’t you open a business bank account with just an EIN?
  • At a glance
  • When should I receive my Form W-2 in 2023?
  • 1. There are multiple Ally cards
  • A tool to be used judiciously
  • The 41 best online business ideas
  • Hot wallets
  • Why invest in alternative assets?
  • 1. Go away for the weekend
  • 1. Save money
  • How much you have to make to file taxes
  • 50/30/20 budget calculator
  • 1. It works only for Michaels purchases
  • How does bill pay work?
  • 1. Get a cash refund for your airfare
  • Gas prices by the numbers
  • What does a CD early withdrawal penalty cost?
  • Fees
  • How much does gender-affirming surgery cost?
  • 1. Request a balance transfer
  • Where's my amended return?
  • In this article
  • Our picks for the best life insurance companies in August 2023
  • How much can I save booking last-minute?
  • Check your account statements
  • The best homeowners insurance in Washington
  • Stocks
  • 1. Buy stocks 'on sale’
  • How to invest in stocks in six steps
  • What is actual cash value coverage?
  • 1. Compare travel options
  • 40 startup ideas
  • Types of RVs
  • What is the National Flood Insurance Program?
  • Supreme Court blocks student debt cancellation
  • How does a Roth IRA work?
  • Pros and cons of hardsided luggage
  • Is my child old enough for a savings account?
  • What you need to know about starting a hardware store
  • Student loan payoff calculator
  • Common mistakes that can hurt your finances
  • What does Capital One rental car insurance cover?
  • Portfolio management definition
  • Summary: The best places to save money and earn interest
  • 1. Tweak your W-4
  • Let a travel company plan your trip
  • General advice for international money transfers
  • State Farm renters insurance star rating
  • The cheapest renters insurance in California
  • 1. Credit score and credit history
  • What are game apps that pay real money?
  • Why do some hotels require credit cards?
  • The downsides to closing a credit card
  • Artificial deadlines
  • 1. Inflation is out of investors’ control
  • Pros of refinancing your car loan
  • The best homeowners insurance in Mississippi
  • When do I need a cashier's check?
  • What is a home equity loan?
  • First, what’s an escrow account?
  • How do factor rates work?
  • The best money-making apps
  • Who is the typical student loan borrower?
  • Compare car insurance rates
  • 9 high-dividend stocks
  • What are the requirements for delivering with DoorDash?
  • Ways to pay for emergency pet care
  • Roth IRA income limits
  • Which life insurance policies build cash value?
  • 5 types of dividends
  • How to make money online
  • What are the advantages of a sole proprietorship?
  • How to start a consulting business in 9 steps
  • How do microloans work?
  • The best Chase transfer partners
  • Does Zelle cost anything?
  • In this article
  • 2. Sell your gift cards
  • More for Pell Grants, work-study and PSLF
  • How to start a winery: 5 steps to success
  • Why do I need an emergency fund?
  • Transaction types
  • Your own insurance usually comes first
  • A 6-step guide to opening a salon
  • Knowing how your minimum payment is calculated offers insight
  • How halal investing can help build wealth
  • When to track cost basis
  • 22 ways to save money
  • Does Southwest charge to change flights?
  • 2. Read a book
  • How to defer your student loans
  • How much do Instagram influencers make?
  • What IdentityForce does and what it costs
  • 1. Wait for automatic cancellation
  • ETFs vs. mutual funds: The main differences
  • Most profitable small businesses
  • 1. It offers deferred interest
  • How common is credit card fraud?
  • Top target-date funds with low costs for 2023
  • Bank of America business checking is best for small-business owners who:
  • If you have private insurance
  • What does it mean to refinance a business loan?
  • Who qualifies for SSDI?
  • How Marriott PointSavers promotions work
  • The Sapphire cards, side by side
  • Why should you own stocks?
  • Start with your student loan servicer
  • Do you need a passport to book an international flight?
  • 1. Rushing decisions in a frenetic real estate market
  • What you’ll get with the Capital One Venture Rewards Credit Card
  • Financial advisor fees by service
  • What to look for in a travel-friendly cash-back card
  • Who can get a loan from a bank?
  • 1. Child tax credit
  • What does a kitchen island cost?
  • What to know about Medicare in Connecticut
  • Should I pull my money out of the bank? 
  • Can you buy S&P 500 stock?
  • Is the stock market crashing?
  • How much does the 2023-24 CSS Profile cost?
  • 1. Cards that allow co-signers
  • FICO vs. VantageScore
  • 1. Create a Shopify store
  • Decide when to pay your credit card bill
  • 1. Save money by looking to second cities
  • Starting an import/export business
  • Why refinance your car loan?
  • Average 401(k) balance by age
  • Use your Hyatt Points for hotel stays, and pay attention to location
  • Banner life insurance
  • Why mortgage rates change every day
  • Are there specific resources available for people in the LGBTQ+ community who are on an entrepreneurial path or interested in starting a business?
  • How P2P payments work
  • The best life insurance for seniors in August 2023
  • How much is a speeding ticket in Texas?
  • Share certificates vs. share accounts
  • How to make money on Upwork
  • First, know what you're getting in basic economy
  • Points: Spending rewards
  • Use payment alternatives
  • 1. Affirm
  • Factors they considered when picking a travel insurance policy
  • How much does a home appraisal cost?
  • Easy to get but worth it?
  • Do you need a financial planner?
  • Why are loyalty programs cutting off elite status in 2023?
  • Where Shopify wins
  • How much are closing costs?
  • What are the potential benefits of pay transparency?
  • What is ChexSystems?
  • What does IHG Ambassador status include?
  • Emirates Skywards redemption rates on JetBlue
  • Where you can find Hyatt club lounges
  • Bounced check fees: Overdraft and NSF
  • 1. Student loan delinquencies will rise
  • What is a flexible spending account, or FSA?
  • How ‘pay for delete’ works
  • What is a Southwest Airlines Companion Pass?
  • Treat your vacation relationship like a marriage
  • New Medicare Part D coverage for vaccines
  • Skip: Amazon devices
  • Blockchain example: Bitcoin
  • When should I submit the CSS Profile?
  • What is a tech business?
  • The best homeowners insurance in North Carolina
  • How to use the car affordability calculator
  • What does this value mean?
  • Look for freebies with purchases
  • 1. Set up a payment plan
  • Savings calculator help
  • 1. Low-interest or 0% intro APR credit cards
  • Examples of personal finance in everyday life
  • T-bill purchase example
  • Top credit cards you can use instantly after approval
  • Calculator: Convert United miles to dollars
  • Why you need a savings account
  • What is infinite banking?
  • How Vrbo works
  • Mint, for just about everything
  • TransUnion credit freeze online
  • 2. Find money for child care
  • Factor in variable expenses
  • Chase College Checking℠: $100 bonus
  • Best crypto credit cards
  • Real estate agent commissions
  • Why wouldn’t you want a credit limit increase?
  • How much is the 2023 child tax credit?
  • 18 medical business ideas
  • Petal® 2 "Cash Back, No Fees" Visa® Credit Card
  • How to get an apartment with little or no credit
  • Whole life policy features: Definitions
  • How to freeze your credit
  • 2. Penalty-free withdrawals
  • 5 steps to get preapproved for a home loan
  • At a glance
  • Where to buy Treasury bonds, notes or bills 
  • Ways to earn money as a younger kid
  • Why you should get preapproved for an auto loan
  • What does non-owner car insurance cover?
  • How to use PayPal
  • Is there a new W-4 form for 2023?
  • The outlook doesn’t look good
  • Track your monthly spending
  • What pushes gas prices up?
  • The best whole life insurance companies of August 2023
  • The average stock market return isn't always average
  • Understanding your required coverages
  • Banking
  • How the market works
  • Spot pet insurance
  • How an HSA works
  • What does gap insurance cover?
  • What is an S&P 500 index fund?
  • Google Sheets budget templates
  • How do the cards' features compare?
  • Types of USDA loans
  • How do index funds work?
  • How does a home equity loan work?
  • Colonial Penn life insurance
  • Who has price-matching policies?
  • 1. T.J. Maxx loyalists can rake in rewards ...
  • Are these the best stocks to invest in right now?
  • Best for families: Caesars Palace
  • Protective life insurance
  • The best renters insurance companies for 2023
  • What is the Walmart MoneyCenter?
  • Why do people title jump?
  • Why the Chase Sapphire Preferred® Card is better for most people
  • How an adjustable-rate mortgage works
  • Lemonade home insurance star rating
  • Median retirement savings balance by age
  • Step 2: Get multiple quotes
  • Why equity matters
  • Citi® Double Cash Card
  • Solar tax credit 2023
  • Where to buy term life insurance
  • 2. It will cost you $10,000 to get one
  • What’s going to happen on Feb. 28? 
  • Lemonade pet insurance
  • 2. Find a coupon database
  • 2. Add a joint owner
  • How to list a home on the MLS
  • How do investment management services work?
  • How to create your pool
  • Current Discover bonus categories
  • Quick background
  • Why the Discover it® Cash Back is better for most people
  • Health insurance: $5,000 to $20,000
  • How a strike works
  • What is a reasonable wedding budget?
  • Types of ETFs
  • Our take
  • What does a portfolio manager do?
  • 1. A high-yield online savings account that earns 4% or more
  • Best alternative credit cards
  • 529 contribution limits
  • How many elite night credits do I need to earn status?
  • Wise is best for:
  • Think about how much you'll need in retirement
  • What to do about an old phone bill
  • Is the Costco Anywhere Visa® Card by Citi also my Costco membership card?
  • What does it mean to be house poor?
  • Pacific Life insurance
  • State Farm life insurance
  • How to Refer-A-Friend with Chase
  • Earn extra on business meals
  • Guardian Life insurance
  • Lufthansa economy vs. Economy Light fares
  • What happens to federal student loan debt when you die?
  • How they selected the best car-buying apps
  • Buy: Father’s Day gifts
  • How to meet your monthly savings goal
  • How to calculate your home equity
  • Can you upgrade the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®?
  • Benefits of using Zelle
  • 3. Pawn something
  • Monthly budget worksheet
  • How much money do you need for wealth management?
  • Ways to calculate cost basis
  • Gift tax limit 2023
  • 3. Catch a movie
  • Wire transfer fees by financial institution
  • CPAP therapy comes with continuing expenses
  • 0% balance transfer credit cards
  • Why do I only see it with certain purchases?
  • Who qualifies for the Fresh Start program
  • Higher mortgage rates keep homes off the market
  • Do I have to pay Massachusetts state income tax?
  • How do you calculate closing costs on a house?
  • How the new student loan repayment plan differs for other IDRs
  • Why QuickBooks Online is a better choice
  • TV release cycle
  • Why do a product change?
  • The best home insurance companies of 2023
  • Where the jobs are
  • The cost of not filing for free
  • Which transactions don’t apply to the savings account withdrawal limit?
  • Getting cash, no questions asked
  • Where do I cash in a savings bond?
  • Aflac life insurance
  • Checking and savings features
  • An overview of the best annual travel insurance
  • 2. Child and dependent care credit
  • 1. It requires a Current account
  • What is the 50/30/20 rule?
  • Which services will report your rent payments?
  • Best day to fly
  • Gather key information about your current loan
  • Weigh DIY payoff methods
  • Ways to finance gender-affirming surgery costs
  • If you want to pay down your student debt faster
  • Work out how much of your income should go to rent with the 50/30/20 rule
  • What is a credit card hardship program?
  • Fetch Rewards
  • How they ranked the top life insurers
  • Categorize your expenses
  • John Hancock life insurance
  • More about the best home insurance companies in Washington
  • 2. Become a virtual assistant
  • 1. Bonus cash-back categories are highly useful
  • What are the pros and cons of second chance checking?
  • More details about Capital One CDs
  • 1. Traditional or Roth IRA
  • 2. You'll reduce your credit utilization ratio
  • March 31 - Delta Announces Status Accelerators
  • What makes a good kids' savings account?
  • Conrad Bora Bora Nui
  • How extra student loan payments work
  • Why your credit card's extended warranty is a good deal
  • Fabric life insurance
  • How to choose a checking account
  • What your estimated buyout cost tells you
  • How tax rules have changed
  • 2. Learn more about your 401(k)
  • How to invest in the S&P 500 in two steps:
  • What is Ozempic?
  • Who qualifies
  • Can I pay off my car loan with a credit card?
  • What the Hollywood strike means for you
  • How to consolidate your debt
  • What kind of financial aid can I get with the CSS Profile vs. the FAFSA?
  • Estimate your college costs
  • 2. Index funds can provide simple, effective diversification
  • More about the best home insurance companies in Mississippi
  • Build up supplies slowly
  • State minimum wages
  • The wrong time to ask for a credit limit increase
  • 2. Refinance if you have good credit and a steady job
  • How much does Alaska Airlines premium class cost?
  • Are auto loan interest rates rising?
  • What you need to know about savings accounts
  • How to create a backdoor Roth IRA
  • Why you should sign up
  • Why buy dividend stocks?
  • Look for lower rates and ways to pay more
  • Inflation continues to cool
  • How to transfer a 401(k) to IRA
  • Compare Roth 401(k) vs. traditional 401(k)
  • How much should I save?
  • Pricing transparency
  • Estate tax exclusion: Do I have to pay taxes on an estate?
  • Why businesses in health care are worth exploring
  • Why it’s risky
  • Key findings
  • Southwest credit cards
  • New limited-time offer
  • 1. Rent from an individual owner, but beware of scams
  • Estimating the life of your car
  • How many Instagram followers do you need to make money?
  • Different types of life insurance
  • Details on the new United Gateway℠ Card
  • 2. Confirm the check amount is within mobile deposit limits
  • Over 1 in 5 savers opened online-only savings account during pandemic
  • 2. Giving employees cards without a spending policy
  • Why travelers will prefer the Chase Sapphire Preferred® Card 
  • Tipped minimum wages by state
  • Tablet calling is easy
  • How capital gains taxes work
  • Tesla insurance cost for a Model 3
  • How to open a custodial Roth IRA for kids
  • How to choose marijuana stocks
  • Risks of co-signing a loan
  • How they ranked the top life insurers
  • Rules for borrowing
  • How to convert Virgin Atlantic points to dollars
  • SEP IRA rules: Who is eligible?
  • Pros and cons
  • Delta main cabin
  • Nurture fresh skills
  • Why the Chase Sapphire Preferred® Card wins
  • The HEA’s debt cancellation history
  • How much does annually renewable life insurance cost?
  • Medicare Advantage companies in Connecticut
  • 2. Rewards are easy to track but expire quickly
  • What is a stock market crash?
  • Current online CD rates by term
  • 2. Try rebooking with Southwest via phone
  • How do I know if I'm eligible for a fee waiver?
  • Best brokers for forex trading
  • What is Bitcoin halving?
  • How does a HELOC work?
  • How does the solar tax credit work?
  • How much is the child and dependent care credit worth?
  • Zero-based budgeting example
  • Median 401(k) balance by age
  • Refinance to a longer term
  • Best-performing growth stocks
  • How do commercial loans work?
  • 4 ways to invest in gold
  • Less common ways to use a HELOC
  • What affects the home appraisal cost?
  • Why are food prices rising?
  • Types of financial planners
  • What history can't tell us about future rates
  • Bluebird by American Express
  • Student loans
  • How does ChexSystems work?
  • Illinois state income tax deductions and credits
  • How to keep foreign transaction fees low
  • Why interest rates change
  • Sometimes doing nothing is the mistake
  • Ways to pay yourself as an S-corp
  • How to convert Skywards miles to dollars
  • Episode transcript
  • Buy: Outdoor products
  • How it works
  • Wise pros
  • State availability
  • The best renters insurance in California
  • 2. Use money tips to accelerate your savings
  • More about the best home insurance companies in North Carolina
  • Recent averages for factors that affect a car payment
  • Where can I get a cashier’s check?
  • How to convert American miles to dollars (calculator)
  • Don’t delay buying back-to-school supplies
  • First: Add up all the costs of refinancing
  • How does DoorDash work for drivers?
  • Blue Cash Preferred® Card from American Express
  • Other ways to contact a real person at the IRS
  • How to think about international travel
  • How your policy earns cash value over time
  • Class representatives don't always get a larger payout
  • The lowdown on paid online surveys
  • Step 2: Pre-qualify and compare offers
  • 2. Shop for a loan
  • 2. Health insurance (maybe) deduction
  • American Express Membership Rewards: The basics
  • 4. Work today for fast cash today
  • When does the home inspection happen?
  • Which is best for you?
  • What types of institutions offer early direct deposit?
  • Alaska Airlines' flight cancellation policy
  • 2. Sell or trade in your car
  • Why you might want the Apple Card
  • Types of student loan deferment
  • How to manually calculate how much life insurance you need
  • Card issuers’ rules for combining points
  • When will the auto market return to normal?
  • 2. Request PMI cancellation sooner
  • Bump-up CDs
  • Has the account adjustment started? 
  • Which network offers the best exchange rates?
  • 1. Make sure IDR fits for you
  • Grace period
  • 2. Lounge access policies vary
  • Why invest in index funds?
  • How to qualify for price matching
  • How to find the best stocks
  • How to redeem rewards with the Capital One Venture Rewards Credit Card
  • How they ranked the best renters insurance companies
  • When are federal student loans due?
  • How much debt is forgiven with income-driven repayment?
  • Can you open a business bank account without a Social Security number?
  • How to get your Form W-2
  • Types of alternative assets
  • 2. Grab some grub
  • Banks offering personal loans
  • 3. American opportunity tax credit
  • How to max out your Roth IRA
  • 2. Change repayment terms
  • What is a mutual fund?
  • How to claim tax deductible donations on your tax return
  • Who is hurt the most?
  • An early withdrawal’s other cost: future interest forfeited
  • 2. Stretch your budget by being flexible with travel dates
  • When to refinance a mortgage
  • IHDA first-time home buyer loan programs
  • Banner life insurance policies
  • Personalized versus average interest rates
  • What is replacement cost coverage?
  • How to search for homes on the MLS
  • What does an investment manager do?
  • 2. Start saving, and plan for repayments
  • How apprenticeship programs work
  • Can payday loans be a low-cost solution?
  • What qualifies as mortgage interest?
  • What to do if Frontier cancels your flight
  • What’s staying the same
  • What are the 2023 Roth IRA contribution limits and income limits?
  • Key findings
  • How to start a hardware store in 5 steps
  • When is a personal loan a good idea?
  • Active vs. passive portfolio management
  • 2. Consumer spending will slow
  • Why ‘pay for delete’ is becoming outdated
  • Best for no credit
  • 2. Get free overseas data using T-Mobile and Sprint
  • If I had the Costco AmEx, will I get a new card?
  • What happens if you file taxes late but don't owe anything?
  • What hotels do not require a credit card?
  • How deferred compensation works
  • Autopay recurring business expenses
  • Four-year free college tuition
  • How does a home equity loan work?
  • How to make the homeowners insurance switch
  • Student loan debt by age
  • 2. Credit card loan programs
  • 2. Do I have multiple deductibles?
  • Investing for income: Dividend stocks vs. dividend funds
  • See CD rates by term and type
  • United MileagePlus Miles value over time
  • Where to stash your emergency fund
  • Where to find auto sales listings
  • Skip: High-end clothing
  • 2. EarnIn: Best for large advances
  • How does cryptocurrency work?
  • 3. Recover unclaimed money
  • Best microlenders
  • Team up with your partner
  • Overweight and oversized bag fee
  • Submit the FAFSA to be eligible for aid
  • Mortgage payoff calculator help
  • Estate tax rates
  • 7 best-performing AI stocks
  • Which Southwest fares can be refunded?
  • Fast-growing places are at high risk for worsening climate conditions
  • 3. Endorse the check
  • Learn more
  • What you pay for CPAP
  • Preapproval is not the same as pre-qualification
  • FHA vs. conventional loans
  • MHDC highlights and eligibility requirements
  • Shopping strategically will help, a little
  • Amazon personal credit cards at a glance
  • ESG ETFs: The cheapest ESG funds
  • Make a budget
  • State availability
  • Why are S&P 500 index funds popular?
  • NerdWallet’s budget worksheet
  • How the standard deduction works
  • Colonial Penn life insurance policies
  • Best for a weekend with friends: The Cromwell
  • Protective life insurance policies
  • Discretionary income explained
  • 2. Account frozen? Submit documentation
  • 2. Ally credit cards are currently available by invitation only
  • How to plan for your kitchen island project
  • Top-rated Medicare Advantage plans in Connecticut
  • Certificates of deposit
  • What happened in March 2023?
  • Costs for home health care under Medicare
  • How to reduce your risk
  • What should homeowners do to make sure they're covered?
  • What is home equity?
  • 2. Set up a dropshipping business
  • Current car loan information you will need
  • If you are seeking PSLF or IDR loan forgiveness
  • What about international vs. domestic hotels?
  • John Hancock life insurance policies
  • Does Medicare Advantage cover Inspire?
  • Why do credit unions call it a share certificate?
  • 2. Target sectors that perform well during inflation
  • 3. Transcribe audio and video
  • 3. Read the fine print
  • 3. Get an account that's in a different ownership category
  • Compiling data from internet service providers
  • Know what you could get by adding economy benefits
  • Marriott points calculator
  • Send checks safely
  • What to consider when opening CDs
  • 2. Save with best rate guarantees
  • 2. Who is eligible?
  • What is a FEMA flood map?
  • Payments resume in October
  • Medical expenses
  • Airlines that don't have lie-flat seats in business class on wide-body aircraft
  • How to plan a wedding on a budget
  • How to buy an ETF
  • What paperwork do I need?
  • Our tips
  • Our take
  • Do you need an FSA?
  • Wise cons
  • 2. Income
  • Pacific Life insurance policies
  • Marriott-MGM partnership
  • A long non-winning stretch, but still hope
  • State Farm life insurance policies
  • How can I get a cashier’s check?
  • Guardian Life insurance policies
  • What was your total debt when you started your repayment journey?
  • What's included in economy
  • How to calculate a factor rate
  • Does raising the minimum wage cause inflation?
  • Compare car insurance rates by age
  • What happens to private student loan debt when you die?
  • How to build a CD ladder
  • Historical national rates
  • How does infinite banking work?
  • How do brokerage accounts work?
  • BEST CO-BRANDED CREDIT CARDS ISSUED BY BARCLAYS
  • Where to look for information
  • Cost of living outpaces income growth significantly over past year
  • Where to get foreign currency outside the U.S.
  • Gift tax limit 2022
  • 4. Play a game inside
  • 3. No required minimum distributions
  • How to monetize your Instagram with fewer followers
  • What this means for existing customers
  • When are federal student loans due?
  • Search for one-way flights
  • Types of REITs
  • What’s the value when transferring to Capital One partners?
  • Is IdentityForce worth the price?
  • When should I worry about a $1 charge?
  • 2. Earnings are competitive
  • How to fill out a 2023 W-4 form
  • How much does Tesla car insurance cost in my state?
  • Put additional cash in a high-yield account
  • Can you use a personal checking account for business?
  • Why invest in target-date funds
  • 5-year, 10-year, 20-year and 30-year S&P 500 returns
  • Medical bill assistance
  • Best overall: NJM
  • How does the value of Flying Club points change when booking business class?
  • 2. Shop around online
  • For people with Medicare
  • How does gap insurance work?
  • What to do after you get a speeding ticket in California
  • Black Friday
  • 2. Sacrificing big just to snap up something
  • Make frequent payments
  • Is renters liability insurance required?
  • What are the Walmart MoneyCenter hours?
  • Blue Cash Everyday® Card from American Express
  • Aflac life insurance policies
  • Top annual travel insurance options
  • 4. Lifetime learning credit
  • How to choose the best mutual funds for you
  • C
  • What to do if the stock market crashes
  • 2. Secured credit cards
  • Buying a new policy during high inflation
  • 2. Wait for the transfer to go through
  • Figure out how much you can afford to spend on rent
  • 3. You can request a Centurion Card invite online
  • Which P2P service should you use?
  • What documents do I need if I don't have a passport?
  • Best life insurance for seniors in August 2023
  • Bonds
  • Current Chase bonus categories
  • Blue Cash Preferred® Card from American Express
  • 3. You'll avoid maxing out your card
  • Dec. 9 - Delta Eliminates Change Fees on International Flights
  • The downgrades are good for some
  • How to determine your closing costs
  • What do pay transparency laws require? 
  • Which resort is better for you?
  • Who has access to Hyatt lounges
  • Fabric life insurance policies
  • Merchant fees for a bounced check
  • Which Capital One travel cards include rental car insurance?
  • What about Medicare Advantage?
  • How to choose a savings account
  • How does the value of Skywards miles change when booking business class?
  • 529 plan rules
  • Skip: Major household items
  • Medicare covers Ozempic for Type 2 diabetes
  • Tips for sharing renters insurance with a roommate
  • State Farm renters insurance coverage
  • More about the best renters insurance companies in California
  • An IRA might be a better option
  • Blockchain pros and cons
  • How much financial aid will I qualify for with the CSS Profile?
  • How to determine how much car you can afford
  • How day trading works
  • Book shorter distance flights in business class
  • Community college free tuition
  • Gather your important documents
  • How do American miles compare to other airlines?
  • For some items, wait for October
  • Quality
  • How to use average car interest rates
  • 13 fundamentals of personal finance
  • Savings accounts with strong APYs can help your money grow
  • The cheapest large car insurance company: State Farm
  • Chase Secure Banking℠: $100 bonus
  • Brex Card
  • Title insurance
  • 5. Seek community loans and assistance
  • Requirements: Who qualifies for the child tax credit?
  • Wealth management strategies
  • Overall cost
  • Financial institutions with early direct deposit
  • Find out where you stand
  • 2. There are over 8,000 Marriott Bonvoy hotels
  • Halal investing tenets
  • How are existing cardholders impacted?
  • Issuer pre-qualification pages
  • Information you need to freeze your credit at all 3 bureaus
  • Financing repairs or a car payment
  • Term life insurance
  • How to get a Fresh Start
  • 5 Reasons why a Roth IRA can be right for minors
  • Understanding the stock market
  • How severely is credit card fraud punished?
  • Spot pet insurance plans
  • HSA-eligible expenses
  • 8 types of financial advisors
  • Will your disability benefits change when you turn 65?
  • How many S&P 500 index funds do I need?
  • How do stocks work?
  • Qualifying for a USDA-guaranteed mortgage
  • How much does a U.S. passport cost?
  • Should I choose a home equity loan or a HELOC?
  • How they ranked the best homeowners insurance companies
  • What if I go over the limit?
  • I got title jumped. What now?
  • What documents do I need to cash a savings bond?
  • Example: ARM vs. fixed-rate mortgage payments
  • Why chargebacks are increasing
  • Retirement savings by age
  • 3. Choose a different lender
  • Current CD Rates: Compare high-yield to national average rates
  • Step 3: Choose an offer
  • How does a home equity loan work?
  • What does a CSS Profile fee waiver cover?
  • Determine how much you'll pay
  • Is the solar tax credit refundable?
  • Average 401(k) contribution rates
  • Apply for mortgage forbearance
  • What’s the status of my amended return? 
  • Where to find a credit card hardship program
  • Best life insurance companies: Pros and cons
  • Help a neighbor in need
  • Risk Rating 2.0
  • How to reduce 401(k) fees
  • How are dividends taxed?
  • 2. Afterpay
  • Picking a second chance checking account
  • Specific Diners Club cards
  • Recent changes to food costs
  • Retirement savings plan: 3% to 10% of salary
  • 2. Set financial priorities
  • Why your rate is unlikely to go negative
  • How to trade options in four steps
  • 3. Savings will remain low or fall further
  • Why your tax basis matters
  • How to get a Companion Pass faster
  • 3. Look into an IRA
  • How to book hotels on Orbitz
  • How to avoid a failure-to-file penalty
  • Budget before you buy
  • Focus on your future student loan payment
  • 'Don't miss this opportunity'
  • What to consider when you're referring
  • Decide if rewards are for work, play or both
  • How did you end up in debt?
  • 2. Apply for a medical credit card
  • See CD rates by bank
  • How much do DoorDash drivers make?
  • Try a simple budgeting plan
  • Treasury bills compared to other Treasury securities
  • How do United miles compare with other airlines?
  • How much of your income should go toward a mortgage?
  • Backdoor Roth IRA rules
  • Shop now: Semiannual sales
  • What you can do with the cash
  • When to opt out (or not join)
  • Decide what’s really important
  • About home equity loans
  • 2. Rebalance your debts and income
  • Things to consider when using Zelle
  • Where do I put my emergency fund?
  • AvantCard Credit Card
  • 2. Offer to move in right away
  • What is the gift tax rate?
  • 5. Play a game outside
  • More about whole life insurance
  • 0% intro APR cards
  • Student loan interest calculator
  • Rates could be near peak
  • Cell phone plans for families
  • 2. Paying with points
  • 2. You won't want to carry a balance
  • Am I a resident for Massachusetts state income tax purposes?
  • Risks of using a 401(k) loan
  • Credit cards
  • Bank of America business checking at a glance
  • Embrace the newness
  • How to find Marriott PointSavers hotels
  • How to get a product change
  • 3. Dedicated space for military service members 
  • Tips to make price matching smoother
  • 2. ... But it's not ideal for everyday purchases
  • An alternative to chasing the best stocks
  • Legal roadmap could differ
  • Best for pools: Caesars Palace
  • Is annual renewable term life right for you?
  • More about the best renters insurance companies
  • 3. Ask your bank for relief
  • 3. Annual fees vary depending on the card and applicant
  • Lemonade home insurance coverage
  • 5. Student loan interest deduction
  • What does the S&P 500 measure?
  • Investments for money you need in less than 2 years
  • 3. The quality of cardholder perks is questionable
  • How to set up bill pay
  • 3. Monetize your social media presence
  • Cryptocurrency selection
  • Who is a qualifying dependent for the child and dependent care credit?
  • Consider debt consolidation to get out of debt faster
  • When is California income tax due?
  • How to find growth stocks
  • Types of commercial loans
  • What is your advice for LGBTQ+ people who are looking for affordable, inclusive places to move and/or retire? Any practical advice for balancing safety with a high cost of living?
  • Lemonade pet insurance plans
  • 4. Sell online
  • How to manage your own investments
  • Which careers have apprenticeships?
  • Compare the cost of bundling vs. adding perks a la carte
  • An overview of the best travel insurance for older adults
  • Sept. 22 - Delta Extends Benefits, Adds More Flexibility
  • Complicated spouses
  • How to search and book JetBlue awards online
  • 401(k)s and other employer-sponsored retirement plans
  • What happens during an international layover
  • Wise transfer methods and options
  • Benefits
  • 3. Keep down payment savings in the right account
  • Debt consolidation calculator
  • Ask about annual fee credits or retention offers
  • How credit scores affect monthly car payments
  • Limited free-tuition programs
  • Do all workers earn at least the minimum wage?
  • The bear put spread
  • Is Alaska premium class available on every flight?
  • 3. What isn’t covered?
  • Top car-buying apps
  • Accept that anything can change — and have a plan if it does
  • How are cryptocurrencies created?
  • TransUnion credit freeze by postal mail
  • 4. Get down payment assistance for a home
  • When canceling a credit card makes sense
  • Is a debt snowball for you?
  • 3. Determine other ownership costs
  • United canceled flight compensation: travel credits and miles
  • 6. Ask for forbearance on bills
  • AIRLINE CREDIT CARDS
  • Hiring a home inspector
  • How to pay off a mortgage early
  • Which states have an estate tax?
  • How to invest in AI stocks
  • How to cancel your Alaska Airlines flight
  • 18 health care business ideas to consider
  • 3. Lease a car
  • Is deferring student loans a bad idea?
  • How far in advance should I get preapproved for a mortgage?
  • 3. Justifying credit card overspending with tax deductions
  • What is long-term capital gains tax?
  • The business of Airbnb isn’t business travel
  • Experience and expertise
  • Water
  • Prime Visa
  • Best whole life insurance policies for 2023
  • When you might choose QuickBooks Desktop instead
  • How does a SEP IRA work? The pros and cons
  • What is an index?
  • Other factors that affect what you'll pay each month
  • When can you not take the standard deduction?
  • Using the numbers to your advantage
  • How is discretionary income calculated?
  • Should you borrow from cash value life insurance?
  • Who might prefer the Capital One Venture Rewards Credit Card
  • How a Form W-2 works
  • 2. Consider debt consolidation
  • Cash-back cards to use before you go
  • 3. Book your next flight using your AmEx
  • What was the bank run of 1930?
  • Requirements for Medicare home health care coverage
  • E
  • Good balance transfer cards
  • 3. Try contacting Southwest via social media
  • Potentially overlooked (or underestimated) ways to save
  • When will Bitcoin reach its cap?
  • What CD early withdrawal penalties cost at some big banks
  • Reassess your coverage regularly
  • 3. Get compensated if your travel is delayed
  • How to start a zero-based budget
  • What to watch for when you buy bonds
  • How your credit score affects your rate
  • Coupons.com
  • What about booking luxury hotels last-minute?
  • 4. You need to be a big spender to get a Centurion Black Card
  • How do share certificates work?
  • 4. Learn your store’s coupon policy
  • 2. 'Early Pay' allows you to avoid interest penalties
  • Actual cash value vs. replacement cost
  • How much does internet service cost per month?
  • How do Marriott Bonvoy points compare to other hotel programs?
  • More about Capital One
  • 4. You'll stay on your issuer's good side
  • How to rebook after a Frontier flight cancellation
  • NFIP flood insurance coverage
  • Mortgage selection tips
  • Bank of America® Travel Rewards credit card
  • How to use a health care FSA
  • Buy: Summer clearance
  • Will my credit score get dinged because of this?
  • Why are actors striking?
  • 3. Monthly debt payments
  • What triggered your decision to start getting out of debt?
  • Keep watching prices even post-purchase
  • How many banks have collapsed?
  • 3. Consider other credit options
  • The worst they can say is no. Shouldn’t I try?
  • 3. Third-party payment services
  • How a savings account works: withdrawal limits
  • Interest checking accounts, national average rate: 0.07%
  • How are dividends paid out?
  • Change and cancellation fees
  • When debt management plans work best
  • Wealth manager credentials
  • Card readers and apps
  • When you can change your Southwest flights
  • 6. Volunteer
  • 4. Tax-free withdrawals for your heirs
  • 5 ways to make money on Instagram
  • 4 more ways to estimate how much life insurance you need
  • 4. Open the mobile deposit function in your bank app
  • Capitalization increases interest costs
  • Missouri home buyer assistance programs
  • Local sales
  • Who needs non-owner car insurance?
  • Step-up CDs
  • Who controls gas prices?
  • Calculating New York state income tax
  • Best large insurance company: American Family
  • How flexible are Flying Club points?
  • 3. Comparison shop between brands (the discount ones aren't always cheapest)
  • Average daily balance
  • What is the point of the stock market?
  • Advantages of HSAs
  • Mint lifestyle templates
  • Find nonprofit student loan assistance
  • Taxpayers likely don’t know about Free File options
  • Aim for the most valuable uses of your Venture miles
  • How many borrowers have received income-driven repayment?
  • Can you open a business bank account with bad credit?
  • Is an ARM or a fixed-rate mortgage better?
  • 6. Adoption credit
  • 2. It has some credit-building features
  • Step 4: Close the deal
  • Decide what type of account you want: checking vs. savings
  • Other factors to consider when deciding to pay during forbearance
  • What you pay for Inspire
  • 4. Join a credit union
  • 3. Examine your credit card options
  • Take action if a check goes awry
  • Alternatives to payday loans
  • 3. Spend strategically on hotel credit cards
  • 3. How do I find out if I’m eligible?
  • What’s yours is mine
  • My Chase Loan
  • Apply extra student loan payments toward the principal
  • Which credit cards offer extended warranties?
  • VA funding fee exemptions
  • Have a plan for common travel scenarios
  • About the shingles vaccine
  • How to file a claim
  • Pacific Life customer complaints and satisfaction
  • Choose the right loans
  • Benefits of deferred compensation
  • 3. Value investing can be a solid strategy
  • Fly between regions in close proximity
  • Local and city free-tuition programs
  • When is the best time to use American miles?
  • Before you call
  • What if you're priced out of homebuying?
  • Wait for: Amazon Prime Day
  • Leverage community resources
  • 3. Continuing education deduction
  • Taxes and fees
  • 7. Request a payroll advance
  • Airfare
  • Additional child tax credit
  • Possible reasons why your minimum payment increased
  • Get right-side up again
  • 3. Paying for hotel nights isn’t the only way to earn rewards
  • How points work with a Southwest credit card
  • 3. Prove income or savings balance
  • How to the avoid gift tax
  • FHA loan requirements
  • How much are Capital One miles worth?
  • What is short-term capital gains tax?
  • Who will see their loans discharged entirely?
  • 3. Cardholders enjoy a longer return period and exclusive offers
  • What to expect the stock market to return
  • Invest in your goals
  • How do I open a SEP IRA?
  • How Bank of America business checking works
  • How to cut your Hawaii vacation costs
  • Best homeowners insurance companies: Pros and cons
  • What if I need cash after I hit the limit?
  • What renters liability insurance covers
  • What about Congress voting to roll back forbearance?
  • 4. Monitor bank transactions online
  • 4. There’s no cap on cash back
  • Rules for tax deductible donations
  • 3. Alternative credit cards
  • 4. Sell print-on-demand products
  • What projects are eligible for the solar tax credit?
  • Apply for loan modification
  • 3. Pay off your balance
  • Cash in your points for room upgrades
  • Banner customer complaints and satisfaction
  • Is a Southwest Airlines upgrade worth it?
  • How to report credit card fraud
  • Should you buy growth stocks?
  • Where to get a commercial loan
  • 5. Housesit
  • Get your investments managed for you
  • Current Citi Dividend bonus categories
  • Simple interest vs. compound interest
  • Who might prefer the Discover it® Chrome
  • ITIN: What it is and how to get one
  • Serve American Express Prepaid Debit Account
  • Other loan forgiveness pathways expanded
  • What are the Roth IRA benefits?
  • Closing costs calculator
  • Which states have pay transparency laws?
  • The state of home improvements
  • How do I open a savings account for a baby or child?
  • Limitations on JetBlue award searches
  • Western-Southern customer complaints and satisfaction
  • Being put in a database due to a bounced check
  • 4. Delinquencies across debt types may rise
  • The value of high APYs
  • When is the best time to book with Skywards?
  • How much does it cost to invest in the S&P 500?
  • Decisions, decisions
  • Medicare doesn’t cover Ozempic (or Wegovy) for weight loss
  • How to earn Marriott elite night credits
  • 3. Buy a local SIM card in your destination
  • Which MGM Vegas resorts are joining Marriott Bonvoy?
  • Game apps that pay real money: before you play
  • Cons of refinancing your car loan
  • What steps did you take to reduce your debt? What resources or services did you use?
  • Protect your credit
  • What can I use a home equity loan for? 
  • How to convert a factor rate
  • Student loan debt by race and gender
  • What happens to your parents' loans in case of death?
  • Tax brackets 2022
  • Are Treasury bills a good investment?
  • When is the best time to use United miles?
  • 3. Empower: Best for fast cash
  • Pros and cons of cash value life insurance
  • YNAB, for hands-on zero-based budgeting
  • How to choose a brokerage account provider
  • TransUnion credit freeze by phone
  • Chase Total Checking®: $200 bonus
  • What is a tax exemption?
  • Paying for a remodel without equity
  • What are the benefits of early direct deposit?
  • What to ask your credit card issuer
  • The best place to exchange currency at the end of your trip
  • Is the higher annual fee worth it?
  • 7. Visit the farmers market
  • Selling your car
  • 5. Almost anyone can contribute to one
  • Most taking financial action because of pandemic
  • Best-performing marijuana stocks
  • Stock trading information
  • How target-date funds work
  • ESG benefits
  • When to estimate closing costs
  • Exceptions to state minimum car insurance requirements
  • 5 steps to refinance a business loan
  • Is gap insurance worth it?
  • How to choose an S&P 500 index fund
  • TV-buying tips
  • What does it mean when you own stocks?
  • Cut expenses and increase income
  • Best for food: Caesars Palace
  • Protective customer complaints and satisfaction
  • Is it worth it to cash a savings bond?
  • 4. Take advantage of the complimentary global travel agency
  • 7. Earned income tax credit
  • How to open a savings account or CD
  • Do I have to file taxes?
  • How can homeowners avoid trampoline claims?
  • What is private equity?
  • 4. Find a more creative way to your destination
  • Strategies to avoid a CD penalty
  • Input new refinanced car loan information
  • Factor in other costs
  • When you should lock your mortgage rate
  • What will the Supreme Court decide? 
  • What to do after you get a speeding ticket in Texas
  • Comparing stocks and bonds
  • When are taxes on stocks due?
  • 5. Use IntraFi Network Deposits
  • Pros of apprenticeships
  • How has the Marriott points value changed over time?
  • 5. You could activate your grace period
  • Where to rent an RV
  • How long do you stay on ChexSystems?
  • Unintended consequences of negative rates
  • Make the most of a long layover
  • Skip: iPhone
  • 401(k), IRA, Roth: Know the tax impact
  • What happens if you don't pay your taxes?
  • Plan for upkeep and upgrades
  • When debt consolidation is a smart move
  • How to book a hotel without a credit card
  • Misinformation
  • How much does a cashier’s check cost?
  • Compare car insurance rates for 20-year-olds
  • 3. Enroll in autopay
  • Then: Figure out your monthly savings
  • Bonus: Quirky observances
  • Pros of infinite banking
  • 5 best biotech stocks in the S&P 500 by one-year performance
  • Why are there so many kinds of cryptocurrency?
  • Survey sites that pay cash
  • 5. Find tax credits for health insurance
  • 4. Find the right car for you
  • How much are American Express Membership Rewards points worth?
  • How do I build an emergency fund?
  • Point-of-sale hardware
  • Debt making Americans feel anxious, overwhelmed
  • How to rebook your Southwest flight at a cheaper fare
  • Top credit cards that offer preapproval without a hard pull
  • Is it a good deal?
  • 5. Take clear pictures of the check with your mobile device
  • What about Congress voting to roll back forbearance?
  • Low-interest credit cards
  • Why the Chase Freedom Unlimited® could be more appealing for some
  • 3. Get a new appraisal
  • Loan costs, repayment and alternatives
  • 2. Check if you qualify for PAYE
  • Bad-credit online loans
  • Do you have to contact anyone to switch from SSDI to Social Security?
  • Average car insurance rates after a speeding ticket in California
  • Kids need an ID when flying internationally
  • How to qualify for a hardship program
  • How to get a home equity loan
  • Standard deduction 2022 (taxes due April 2023)
  • 3. Competing with a win-at-all-costs attitude
  • How to maximize savings
  • What services are available at Walmart MoneyCenters?
  • Learn more about cash value life insurance
  • Aflac customer complaints and satisfaction
  • Average mutual fund return
  • What to do if your account is closed
  • Alliant Cashback Visa® Signature Credit Card
  • Crypto capabilities
  • How to start an eBay business: 15 tips
  • More about Banner life insurance
  • Best life insurance company overall: MassMutual
  • 5. Centurion Cardmembers still get to bring guests into the Centurion lounge
  • Are P2P payments safe?
  • How to reduce IRA fees
  • JetBlue’s points pooling rules
  • National second chance banking
  • What to apply for instead
  • 4. What kind of savings can military members expect?
  • Everything else: Zero to thousands
  • Aug. 31 - Delta Follows United's Lead, Eliminates Most Domestic Change Fees
  • Where BigCommerce wins
  • Who pays the closing costs?
  • Airlines that offer lie-flat seats on smaller aircraft
  • CASH BACK CREDIT CARDS
  • Two ways to access Hyatt lounges without Globalist status
  • Our tips
  • Assisted living costs and how to pay
  • How to reduce your gains
  • More about Pacific Life insurance
  • State Farm customer complaints and satisfaction
  • How much does it cost to submit the CSS Profile?
  • Guardian Life insurance customer complaints and satisfaction
  • Spread out holiday expenses
  • Debt-to-income ratio 101
  • Flexibility
  • 4. Buy now, pay later services
  • Chase Sapphire Preferred® Card
  • Is Vrbo a safe site?
  • The cheapest midsize car insurance company: Auto-Owners
  • What's next?
  • 3. Don’t ask for too much cash
  • 8. Take a loan from your retirement account
  • The difference between tax exemptions, tax deductions and tax credits
  • It’s not only about taxes
  • How to find AI ETFs
  • The dealer is not your friend
  • Oportun Visa Credit Card
  • The new Citi ThankYou travel portal, recapped
  • 8. Go thrift shopping
  • How to unfreeze your credit
  • 4. Using the same credit card for business and personal spending
  • Cards that earn Capital One miles
  • 3. Reward options are plentiful, but values vary
  • Clothes, vintage and crafts
  • What are PayPal fees?
  • Compensation that fits your case
  • 3. With a vacation package
  • Should you open a business checking account?
  • How to protect yourself from credit card fraud
  • Best for loyal customers: Nationwide
  • How did they determine the Virgin Atlantic Flying Club points value?
  • QuickBooks alternatives
  • Qualifying for a Single Family Housing Direct Home Loan
  • 4. You can purchase a day pass
  • What are the alternatives to foreclosure?
  • The biggest tax software providers specialize in murk
  • 3. There's an upfront incentive, but it won't fund a shopping spree
  • SoFi drops lawsuit to end forbearance early
  • The Department of Education is implementing income-driven repayment fixes
  • 5. Know the bank’s timeline
  • Which card should you get?
  • 5. Enroll in and bookmark the Entertainment Access page
  • Discounts
  • 8. Charitable donations deduction
  • Reasons not to refinance private student loans
  • What is the average return of the S&P 500?
  • 3. It’s light on some fees, but not on others
  • 4. You won’t want to carry a balance
  • F
  • What a good credit score can get you
  • 5. Sell handmade goods
  • HELOC requirements
  • How do you qualify for the federal solar tax credit?
  • What care expenses qualify toward the child and dependent care credit?
  • The pros and cons of zero-based budgeting
  • Boost debt payoff with budgeting
  • Do I have to pay California state tax?
  • Circumstances that may qualify for a hardship program
  • What Caribbean destinations don't require a passport?
  • 3. Take advantage of high-yield saving accounts
  • 5. Make a shopping list
  • 6. Open a cash management account
  • Types of replacement cost coverage
  • Cons of apprenticeships
  • How to buy gold stocks, mutual funds and ETFs
  • Perks: Goodies for carrying the card
  • 3. Apple Pay Later
  • Who pays for a home appraisal?
  • 4. Take full advantage of onsite benefits
  • Other opportunities to pay off student loans faster
  • When do personal loans not make sense?
  • How Fabric compares to other insurers
  • Your bank may close your account after a bounced check
  • How borrowers can cope
  • How to use a dependent care FSA
  • 2. An interest-bearing checking account that earns 1% or more
  • Best for fair or limited credit
  • 4. Save for college
  • Who should get the shingles vaccine?
  • State Farm renters insurance rates
  • Risks
  • Can I still use my TrueEarnings® Card from Costco and American Express elsewhere?
  • 4. Resist dipping into your other savings
  • How loan term affects your monthly car payment
  • What's next?
  • When not to call the IRS
  • Is cash value life insurance right for you?
  • Are dividends taxed?
  • Lifting a TransUnion credit freeze
  • 6. Apply for college grants
  • About home equity lines of credit
  • How do I enroll in Zelle?
  • Partner award booking fee
  • Seller concessions
  • Hotels and motels
  • Original Medicare vs. Medicare Advantage: Coverage features
  • Are there any issues with early direct deposit?
  • What is the difference between an inheritance tax and an estate tax?
  • Tips for taming your minimum
  • 4. Talk to your lender
  • Examples of cost basis
  • 4. Pay a few months’ rent upfront as a security deposit
  • How the annual gift tax exclusion works
  • Deferment vs. income-driven repayment
  • Whole life insurance
  • Redeeming wisely: Preferred Rewards will boost your earnings
  • How to make yourself a smaller target for ID theft
  • What company has the cheapest Tesla car insurance?
  • Do I have to do anything?
  • Mastercard has an edge, but it’s complicated
  • 4. Home Depot offers a separate card for bigger projects
  • What is Massachusetts' standard deduction?
  • 4. Leverage memberships
  • For Medicaid beneficiaries
  • The Federal Trade Commission’s budget worksheet
  • Why you might want the Chase Sapphire Reserve® instead
  • How to apply for a U.S. passport
  • How much do index funds cost?
  • Managing expectations
  • Will Biden pursue a Plan B for student debt cancellation?
  • Best for shows: Planet Hollywood
  • More about Protective life insurance
  • U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
  • Where Aflac stands out
  • Small bank loans
  • How long you can receive home health services
  • Get more help with monthly budget planning
  • Choose your payment method
  • Tips to find cheap flights any day of the week
  • If you have FFELP loans
  • Eliminate mortgage insurance
  • Redeem for all-inclusive properties whenever possible
  • Other popular ways to make money in one hour usually come with a catch
  • 3. You can earn a bonus when you open an Upgrade checking account
  • How did they determine the value of Marriott Bonvoy points?
  • How much compound interest can you earn on $10,000?
  • 2. Solo 401(k)
  • How to get a refund from Frontier
  • Why should I open a bank account if I'm undocumented?
  • Can I get a bank account if I’ve been denied?
  • Should my child also use a debit card or banking app?
  • The bottom line
  • Who is covered?
  • Portfolio management: Things to keep in mind
  • Bonus: Freebies
  • 4. Utilize an eSIM card
  • Why are writers striking?
  • 4. Assets and additional applicants
  • See if promotional offers could offset the annual fee
  • Olympic National Park
  • Day trading rules and risks
  • Compare pricing between British Airways and Iberia, and transfer if needed
  • Do I have to keep paying my student loan if my parent or spouse dies?
  • How to upgrade to premium class
  • How to invest in dividend stocks
  • What causes Treasury bill rates to fall?
  • Step 3: Choose your lender and loan
  • 9. Borrow against life insurance
  • How much does a home inspection cost?
  • Integrations with accounting software
  • 9. Go for a walk
  • OpenSky® Secured Visa® Credit Card
  • What happens when you move to a high-risk area
  • SoFi drops lawsuit to end forbearance early
  • Capital gains tax rates 2023
  • Fresh Start benefits available now — without enrolling
  • I don’t need no stinking badge
  • Another option: Build a CD ladder
  • Do pot stocks deserve a spot in your portfolio?
  • When are New York state income taxes due?
  • Optional coverages
  • What Spot pet insurance covers
  • How do I invest my SEP IRA?
  • Should you claim early Social Security benefits?
  • How to get gap insurance
  • How to invest in the S&P 500
  • The downsides of a credit card product change
  • Other coverage options
  • How to use their car lease calculator
  • How to choose the best savings account
  • What did the payment pause do?
  • Do I pay taxes when I cash in savings bonds?
  • 5. Don’t expect a sign-up bonus or introductory APR
  • 3. Work with your creditors
  • 6. Shop AmEx Offers to earn money back for your spending
  • 9. Medical expenses deduction
  • The particular risks of neobanks
  • 5. See if Southwest will pay for your alternative travel arrangements 
  • 4. Student credit cards
  • 6. Sell digital products and downloads
  • How to choose a rent-reporting service
  • Where's my amended refund?
  • Look for savings
  • Today’s rates for specific kinds of mortgages
  • RetailMeNot
  • How much does a Southwest flight upgrade cost?
  • Why you may not want to book last-minute
  • What affects your flood insurance cost?
  • Net investment income tax
  • 6. Write online reviews
  • How to get an apprenticeship
  • Categories from previous years
  • How to make the switch
  • Top travel insurance options for older adults
  • 5. Are these discounts different than what nonmilitary travelers might find on Priceline?
  • How to cope with downgrades
  • How to invest in a Roth IRA
  • Wingstop franchise costs
  • Most popular cash back card reviews
  • Finding JetBlue award availability
  • Fees are a larger concern
  • More about Fabric
  • 5. Fund your FSA
  • How to book rental cars on Orbitz
  • What you need
  • What happens to the cash-back rewards from my TrueEarnings® Card from Costco and American Express?
  • More about State Farm life insurance
  • Why should I still submit the FAFSA?
  • Beware of real financial risk
  • More about Guardian Life insurance
  • Home equity loan rates in 2023
  • How has the value changed over time?
  • What states are increasing minimum wages?
  • How much to keep in your savings account
  • Is a backdoor Roth IRA worth it?
  • How to evaluate dividends
  • Downsides to upgrading the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
  • Alternatives to canceling
  • 4. Mileage deduction
  • How do I send, request and receive money in Zelle?
  • Original Medicare vs. Medicare Advantage: Cost
  • Is a wealth manager worth it?
  • 4. Marriott points expire after 24 months
  • BNPL may be hiding additional debt
  • Use a credit or debit card to avoid manually doing a currency exchange
  • 5. Provide reference letters
  • Brick-and-mortar banks preferred choice for many over online-only
  • When do I start accruing interest?
  • Basic cell phone plans
  • What do closing costs include?
  • Consider your legal options
  • Colonial Penn customer complaints and satisfaction
  • 4. You may get first dibs on merchandise ...
  • Are Walmart MoneyCenter services worth it?
  • Where Aflac falls short
  • Borrower enrollment by income-driven repayment plan
  • What’s the difference between the Dow Jones Industrial Average and the S&P 500?
  • Don’t have to file a tax return? There’s a big reason you might want to do it anyway
  • G
  • Should I do a balance transfer?
  • How to get a home equity line of credit
  • Find a bank that suits your needs
  • Reviewing the results
  • What Lemonade pet insurance covers
  • John Hancock complaints and customer satisfaction
  • How to keep a Texas speeding ticket off your record
  • 7. Put your money in a MaxSafe account
  • Other things to consider
  • HELOC uses that are seldom recommended
  • Is United’s basic economy worth it?
  • What the NFIP won’t cover
  • Lifelong lessons
  • What to do if you bounce a check
  • Episode transcript
  • Alternatives to regular savings accounts
  • Paying the VA funding fee
  • Discounts
  • What resource do you wish you’d had when you were paying off debt?
  • Begin the recovery process
  • Booking award flights
  • Why did First Republic Bank fail?
  • 4. Hire a medical bill advocate
  • Will death trigger a student loan tax bill?
  • The long straddle
  • Benefits to CD ladders
  • How long does it take to make money with DoorDash?
  • Can United miles be used on other airlines?
  • Pros and cons of investing in biotech stocks
  • Other partners worth considering
  • Chase checking account referrals: Up to $500 bonus
  • 5. Contact the seller or visit a dealership
  • Is debt management the right option for you?
  • 10. Use a credit card cash advance
  • How to claim the 2023 child tax credit
  • Deposit timing
  • 10. Take a hike
  • Paying for a new car
  • Domestic vs. international fees
  • 6. Confirm the check details and complete the deposit
  • Ways to earn money as a teenager
  • Auto loan preapproval vs. pre-qualification
  • 4. Refinance to get rid of PMI
  • Communication and compatibility
  • What state has the highest gas prices?
  • Bull markets vs. bear markets
  • Amazon Rewards Visa Signature Card
  • 5. Loyalty doesn't always pay off
  • Can you collect SSI and Social Security disability or retirement benefits?
  • The bottom line
  • Diversifying with index funds
  • Are home equity loans a good idea?
  • Standard deduction 2023 (taxes due April 2024)
  • What happens if my home is foreclosed?
  • Quick tips on avoiding Reg D related fees
  • 6. Rebounding from bank account fraud
  • ARM vs. fixed: Tips for choosing
  • Cold wallets
  • 10. Deduction for state and local taxes
  • 5. Credit card rewards hardly outpace the free-to-join program
  • Trading in vs. other methods of selling
  • Lower your bills
  • 6. The Centurion Black Card offers an unbelievable level of concierge service
  • When will the final decision come out? 
  • Build your budget
  • Home appraisal process
  • U.S. Bank Cash+® Visa Signature® Card
  • RVshare: the biggest (and usually best) peer-to-peer RV rental company of them all
  • How are food prices tracked?
  • 5. Get bonus points by booking via cash-back portals
  • 6. Outside of travel deals, what else can American Forces Travel provide?
  • ONE VIP Visa Prepaid Card
  • Other cash back card reviews
  • Compare prices and services
  • Can you live off ETF dividends?
  • Determine your annual FSA contribution
  • Whom do I pay if I have a balance on my TrueEarnings® Card from Costco and American Express?
  • How long can you go without filing taxes?
  • 5. Get help with saving for a down payment
  • How to complete the CSS Profile
  • What if I lose the cashier's check?
  • How lenders determine your factor rate
  • Ability to stay for free
  • 4. Make biweekly payments
  • 5. Flexible credit card options
  • 4. How can I save?
  • 4. Dave: Best for repayment flexibility
  • Venmo Credit Card
  • Call center service charge
  • Other costs for home sellers
  • Car rentals
  • How to handle these bills
  • How to reduce or avoid the federal estate tax
  • Could they be in an AI bubble?
  • How to get a refund on Alaska Airlines
  • The best time to lower your car payment
  • What does the payment pause do?
  • Do I have to pay New York state income tax?
  • How to invest in target-date funds
  • Best for accident forgiveness: Progressive
  • Interest rate
  • What is the stock market doing today?
  • Delta Comfort Plus
  • 4. Stretching the budget to the breaking point
  • Where Colonial Penn stands out
  • The bottom line
  • Best for gambling: The Cromwell
  • How to renew your passport
  • Consumer complaints
  • Tips to make your kitchen island more affordable
  • How to refinance private student loans
  • 7. Sell thrifted or vintage goods
  • Travel- and shopping-friendly features
  • The annual fee is not worth it if you ...
  • Why is my amended return taking so long?
  • Things to consider when shopping for term life
  • What to expect from the credit card fraud investigation
  • What is your advice for people in the LGBTQ+ community looking to build generational wealth?
  • How quickly do P2P payments post to the recipient's account?
  • How to obtain or renew a U.S. passport 
  • How to pay lower taxes when selling stocks
  • 6. Create a stockpile
  • 8. Opt for an account with both FDIC and DIF insurance
  • What's your need for speed?
  • Why switching to economy could make sense
  • Gold investments and diversification
  • Working with a financial planner
  • 5 types of employer-sponsored retirement plans
  • 3. A CD ladder
  • What not to do
  • What companies are included in the S&P 500?
  • Covering weight loss drugs would be costly for Medicare
  • Tips to avoid being house poor
  • How to check in to a hotel without a credit card
  • A good decision today
  • How to apply with a Refer-A-Friend link
  • Should I refinance my car?
  • Estimating your car payment
  • How flexible are American miles?
  • Certificates of deposit, national average rate: 1.72% for one-year CDs
  • Watch out for scams
  • 4. Consider a co-signer
  • 11. Look for a payday alternative loan
  • How to choose between Original Medicare and Medicare Advantage
  • Contract periods
  • Gemini Credit Card
  • Multicurrency accounts: Another option
  • 6. Offer to start out month-to-month
  • 11. Ride a bike
  • 7. Keep the check until it's processed
  • Search for individual tickets if traveling in a group
  • What savers and would-be savers can do
  • How student loan payments are applied
  • 4. You could earn interest on your points
  • Important Treasury Bond Terms
  • What’s the filing deadline for my Massachusetts state income tax bill?
  • What’s the difference between S&P 500 index funds and S&P 500 ETFs?
  • More ways to take charge of your budget
  • How do you pick between the Chase Freedom Flex℠ and the Chase Freedom Unlimited®?
  • 5. You can walk your dog
  • Key points to keep in mind
  • What does personal liability insurance not cover?
  • Upgrading with miles
  • More about Aflac
  • Investments for money you need in 2 to 3 years
  • H
  • What affects your credit score?
  • How do you claim the solar tax credit?
  • Does paying rent build credit?
  • Moving forward
  • What part of my income gets taxed by California?
  • Use points + cash wisely
  • Best life insurance company for online experience: Haven Life
  • More about John Hancock
  • 7. Start a blog
  • 4. Check your approval terms before the hard pull; use the card immediately after
  • What’s not deductible
  • Credit cards can get your money back
  • 7. Why was American Forces Travel created?
  • NFIP flood insurance rates
  • How to file a Capital One rental car insurance claim
  • How flexible are Emirates Skywards miles?
  • Rental cars
  • What if I've set up auto-payments using my TrueEarnings® Card from Costco and American Express?
  • How long could the strikes last?
  • How did your debt journey affect your personal relationships?
  • What you can do to protect your family
  • How can you make more money with DoorDash?
  • What about pet insurance?
  • Alternatives to savings accounts
  • What if the Vrbo owner cancels your reservation?
  • Step 4: Gather loan documents
  • Tips for maximizing delayed flight compensation
  • What happens during a home inspection?
  • Taxes for rollover IRAs: 2 rules to know
  • Alternative wealth management services
  • How the lifetime gift tax exclusion works
  • What you don’t get in a no-fee card
  • Pick a savings goal
  • What about Tesla Insurance?
  • Other special types of CDs
  • Why are payments being recounted?
  • Become a marijuana stock investor
  • Step 2: Register your business
  • 3. Run the numbers
  • Ready to get started?
  • No-closing-cost mortgages
  • Disadvantages of HSAs
  • What taxpayers need to know in 2022 and beyond
  • Where Colonial Penn falls short
  • 5. ... But you won't want to carry a balance
  • Can I open a savings account online?
  • Consumer experience
  • 11. Mortgage interest deduction
  • 4. It earns rewards at certain merchants
  • 6. Turn to trip insurance
  • 8. Help other business owners set up online stores
  • Get organized for the next cycle 
  • What to expect when you open your new account
  • Ease of use
  • Who counts as a qualified care provider?
  • Make more money
  • How to work with your servicer
  • Alternatives to a Southwest flight upgrade
  • The 50/30/20 budget calculator
  • How to buy physical gold
  • 4. Klarna
  • Regional and state-based second chance checking accounts
  • Which card should you get?
  • How to find business class lie-flat seats on domestic flights
  • Negotiate if necessary
  • 6. Subsidize your dependent care FSA
  • When debt consolidation isn't worth it
  • Next steps: Compare and apply
  • Ways to get the best home equity loan rates
  • 5. See if you qualify for an income-driven hardship plan
  • Minimum wage increases
  • Average student loan amounts by debt type
  • How income tax brackets work
  • Is Alaska Airlines premium class worth it?
  • Finally: Calculate the break-even point
  • Next Steps:
  • How did they determine the value of United miles?
  • Are cryptocurrencies financial securities, like stocks?
  • 6. Inspect and test-drive the car, if applicable
  • 12. Take out a personal loan
  • Customer support
  • If you inherit or bequeath something, watch out for capital gains tax
  • 5. When you stay a certain number of nights per year, you'll earn elite status
  • Consider a credit assist for your college-age kid
  • 7. Get a co-signer or a roommate with strong credit
  • How to get a preapproved car loan
  • Know your rights
  • Download the 2023 W-4 form
  • 4. Using the United MileagePlus X app
  • What's next?
  • How to choose the best ESG funds for you
  • 5. Opt for economy cars
  • SEP IRA vs. Roth IRA
  • Where Bank of America business checking stands out
  • Cheapest car insurance companies after a speeding ticket in California
  • How to renew a U.S. passport
  • How do I grow my home's equity?
  • Additional standard deduction
  • How can I survive foreclosure?
  • Start planning for repayment now
  • 4. Seek help through debt relief
  • Customer experience
  • Uses for a bank loan
  • How much can you borrow?
  • Keep your options open
  • What do P2P payments cost?
  • 4. Explore opportunities for increasing income
  • 6. Roll the dice with prepaid room rates
  • How to claim the mortgage interest deduction
  • 3. Get disability and life insurance
  • What are the Roth IRA rules?
  • Pros and cons of softsided luggage
  • DIY vs. pro
  • Alternatives for paying down a credit card balance
  • How to invest in dividend ETFs
  • Premium checking accounts
  • Consumer complaints
  • After you apply
  • How do I manage my account online or set up automatic credit card payments from my bank?
  • Caveats
  • Why did Silicon Valley Bank fail?
  • 5. Pay off capitalized interest
  • 6. Personal loans
  • Downsides to CD ladders
  • Bank of America® Premium Rewards® credit card
  • State tax department phone numbers
  • Cons of infinite banking
  • Learn more about cash value life insurance
  • Goodbudget, for hands-on envelope budgeting
  • Cheapest car insurance after a speeding ticket: State Farm
  • Chase Business Complete Checking℠: $300 bonus offer
  • 5. Retirement savings deduction
  • Unaccompanied minor fee
  • When to expect your child tax credit refund
  • Many Americans bringing financial anxiety into the new year
  • 12. Sleep in the woods
  • Petal® 2 "Cash Back, No Fees" Visa® Credit Card
  • Downsizing to a cheaper car
  • Additional costs for international wires
  • Universal life insurance
  • Which card (or cards) should you get? 
  • 2023 capital gains tax calculator
  • Electronics
  • ETFs vs. mutual funds: Which is best for you?
  • How secure is PayPal?
  • Credit union loans
  • Best for having few customer complaints: Country Financial
  • What is stock market volatility?
  • Travel ID requirements for kids recapped
  • Avoid the student loan scammers
  • Ways to get the best USDA mortgage rates
  • What are the best index funds?
  • The bottom line
  • What to do if you can’t open a savings account
  • 12. Gambling loss deduction
  • PayPal Cashback Mastercard®
  • 5. Store credit cards
  • How to get a good credit score
  • More about term life insurance
  • Upside
  • What’s at stake for borrowers? 
  • Budgeting or expense-tracking apps
  • Passport for a Caribbean cruise recapped
  • 7. Use coupons strategically
  • Replacement cost vs. actual cash value: How to decide
  • What do home appraisers look for?
  • What else you need to know
  • Credit unions and banks that don’t require Social Security numbers to open an account
  • Do I have to pay Illinois state income tax?
  • Discover it® Miles
  • IRAs
  • Should I invest in an S&P 500 index fund or S&P 500 ETF?
  • Hotels
  • Should I pay a car loan with a credit card?
  • Swing trading vs. trend trading vs. buy and hold
  • What was your biggest hurdle you had to overcome?
  • How did they determine the value of American miles?
  • What is the median household income in the U.S.?
  • What to do with an old 401(k)
  • How to buy biotech stocks
  • How to upgrade the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
  • 13. Rent out a room
  • Food away from home
  • Other perks of holding a Southwest credit card
  • Should you make payments during the extension?
  • Choose a bank that meets your needs
  • Best-performing REIT stocks: August 2023
  • 5. It offers some extra perks
  • Not a DIY project
  • What state has the lowest gas prices?
  • Stock market crash vs. correction
  • What is New York state's standard deduction?
  • Which insurance companies sell gap coverage?
  • What's next?
  • How to use the car lease calculator's results
  • Chase Freedom Flex℠
  • More passport management tips
  • Use a trifecta
  • J
  • Does the solar tax credit work with other incentives? 
  • 8. Game on Twitch
  • 5. Available to those with fair credit
  • How food prices have changed over time
  • How to get a National Flood Insurance Program policy
  • How to get IHG Ambassador status
  • How did NerdWallet determine the value of Skywards miles?
  • 7. Rock your HSA
  • Consumer experience
  • Tips for booking travel on Orbitz
  • What are the basic facts about Costco Anywhere Visa® Card by Citi?
  • How much does homeowners insurance cost in Mississippi?
  • Cashier’s check vs. certified check vs. money order
  • 6. Try negotiating costs on your own
  • Buddha back in action
  • 5. MoneyLion: Best for existing customers
  • Ways to get a good deal on Vrbo
  • How to open a brokerage account
  • Ways to build your credit
  • 13. Gaze at the stars
  • How to freeze your child’s credit
  • How to adjust your W-4
  • Power and lighting
  • Amazon Store Credit Card
  • 4 things to know about Massachusetts state tax
  • For the uninsured
  • Are Marriott PointSavers the best use of Marriott points?
  • Looking for value with less fuss? Go with the Chase Freedom Unlimited®
  • 6. You may score a free massage 
  • How to get financing to open a laundromat
  • More about Colonial Penn
  • Avoid these less valuable redemptions
  • Is getting a personal loan a good idea?
  • 13. IRA contributions deduction
  • 9. Develop a Shopify app or theme
  • How much does it cost to refinance a mortgage?
  • Next steps
  • Close your old account, if needed
  • Don’t be afraid of debt relief
  • First-time home buyer programs near Illinois
  • Am I a resident for California state tax purposes?
  • What if I can’t find my amended tax return status? 
  • If you’re debating when to book your hotel
  • 7. AmEx offers Centurion cardmembers exclusive perks
  • The bottom line
  • FamZoo Prepaid Card
  • Shopify vs. BigCommerce: Which is right for your business?
  • Anticipate extra costs
  • Pros and cons of personal loans
  • How to fast track to Globalist status
  • VA funding fee vs. mortgage insurance
  • Hyatt partnership with MGM ends
  • How much can you borrow with a home equity loan?
  • Homeowners insurance part of a bundle?
  • What is the gender pay gap?
  • Should I stay in an Airbnb or hotel?
  • 7. Alternative 'quick cash' options
  • Alternative CD ladder structures
  • Watch out for IRS phone scams
  • More on WebBank
  • Prepare for the holidays with a debt payoff strategy
  • Why you might pass on the Apple Card
  • Other ways to cut wire-transfer costs
  • Know that online-only banks are a secure option
  • Earn more with loyalty
  • The cons of the American Airlines loyalty program
  • If you want to buy Disney tickets for cheap
  • Why Visa and Mastercard rates are different
  • Still want a 401(k) loan?
  • Days in the cycle
  • When is the new IDR plan available?
  • SIMPLE IRA vs. SEP IRA
  • Can you get rich off penny stocks?
  • 5. It has no upgrade path
  • 7. Cancel other prepaid reservations
  • So which is better, Robinhood or Coinbase?
  • Additional child and dependent care credit requirements 
  • See if zero-based budgeting is right for you
  • Play the peak/off-peak game (harder)
  • Steps for getting into a hardship program
  • What credit cards include Southwest upgrades?
  • You don’t need to have $10,000 to take advantage of compound interest
  • 7. Strike up a deal
  • What's the difference? Financial planner vs. financial advisor
  • Consider travel insurance
  • The bottom line
  • TRAVEL CREDIT CARDS
  • Hold JetBlue awards while you transfer miles
  • Why the delay
  • The long strangle
  • 6. Stick to the standard repayment plan
  • Step 5: Submit your application and get funded
  • 5. Find the right lender
  • If you're considering an upgrade from the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
  • Steps to safely cancel a credit card
  • 7. Determine which warranties are right for you
  • Pet travel fee
  • Movies, theaters and concerts
  • Consequences of a child tax credit error
  • Should you invest in AI stocks?
  • Credit card interest rates are up and may go higher
  • 14. Listen to music
  • Signs you don't need a car
  • Weather-battered places may become uninsurable
  • How to rebook quickly for a canceled flight
  • How did they determine the value of Capital One miles?
  • Fresh Start benefits available later — after enrolling
  • Learn more about sector ETFs:
  • What will count toward IDR forgiveness?
  • Benefits of co-signing a loan
  • Disadvantages of franchising for the franchisee
  • Am I a resident for New York state income tax purposes?
  • Best for financial strength: Auto-Owners
  • Seller-paid closing costs
  • 6. Stick to one driver
  • How do you invest in the stock market?
  • What’s not covered
  • The bottom line about JetBlue flight delay compensation
  • Standard deduction for dependents
  • What to do if your W-2 is wrong
  • The bottom line
  • Where Lemonade stands out
  • 14. 401(k) contributions deduction
  • Investments for money you need in 3 to 5 years
  • Mutual fund fees
  • L
  • National first-time home buyer programs
  • Best life insurance company for applicants with HIV: Guardian
  • How to get a commercial loan
  • What are some of the financial hurdles LGBTQ+ couples may face as they're planning to grow their families? How would you advise preparing for those hurdles?
  • Explore other expense trackers
  • 9. Sell photography
  • 8. Start with 10 coupons
  • Closing costs for the buyer
  • How to confirm if a flight has business class lie-flat seats
  • The decline of strikes in the U.S.
  • Add it all up
  • How to manage your own portfolio
  • Are there drawbacks to investing in the S&P 500?
  • 5. Pay for an international plan add-on
  • What kinds of rewards will I earn with the Costco Anywhere Visa® Card by Citi?
  • Any thoughts for those who may be struggling with splitting needs versus wants?
  • Compare auto insurance rates for 35-year-olds
  • Are NFTs cryptocurrencies?
  • 6. Self-employment taxes as self-employment tax deductions
  • 14. Moonlight as a dog sitter
  • What's included in a home inspection report?
  • 6. You can earn points and elite status faster with a Marriott Bonvoy-affiliated card
  • Types of halal investments
  • Can you use a Southwest card anywhere?
  • Do you pay taxes when you receive a gift?
  • Tips for calculating how much life insurance you need
  • Best-performing REIT mutual funds: August 2023
  • Capital gains tax rates 2022
  • Prepaid cell phone plans with limited data
  • PayPal vs. Venmo and Cash App
  • Lodge a student loan complaint
  • How long will you wait for a U.S. passport?
  • How much renters liability insurance do you need?
  • Paid upgrades
  • How can I improve my chances of getting approved?
  • 6. Credit cards for fair or limited credit
  • 10. Become a Shopify Affiliate
  • Perks and other offers
  • How to save on flood insurance
  • When to hire an investment manager
  • 5. PayPal
  • Home inspection vs. appraisal
  • 3. SEP IRA
  • 8. Optimize for low-cost options by booking with OTAs
  • Student loan servicer switches
  • 8. See if you’re eligible for the earned income tax credit (EITC)
  • How much is renters insurance in California?
  • The bottom line
  • Find the best homeowners insurance in your state
  • Summary of medical debt payoff options
  • Are these the best dividend stocks?
  • Where to find the best savings accounts
  • Cheapest car insurance after an accident: State Farm
  • If you need to cancel an Alaska Airlines flight
  • 15. Make some music
  • Make the switch, if necessary
  • Risks to consider
  • Who shouldn’t buy non-owner car insurance
  • The importance of diversification
  • How much does gap insurance cost?
  • If you want to use Marriott PointSavers rewards ...
  • 15. Saver’s credit
  • How to claim the child and dependent tax credit
  • If you're weighing the cost of the Chase Sapphire Reserve®
  • The bottom line
  • 8. Yes, you can buy a mansion or a private jet on a Centurion Card
  • How does the hearing affect the student loan payment pause? 
  • Final thoughts on adding benefits to a Basic Economy ticket
  • How to earn more interest in a savings account
  • You can buy gold, but should you?
  • Learn more
  • If your Frontier flight is canceled
  • Roth IRA vs. traditional IRA: What's the difference?
  • Am I a resident for Illinois state income tax purposes?
  • Tip: Consider all of your JetBlue-Emirates redemption options
  • Are interest rates fixed on savings and checking accounts?
  • Best for poor credit
  • Getting a refund for your funding fee
  • Average cost of homeowners insurance in Mississippi by city
  • North Cascades National Park
  • How can I avoid cashier's check fraud?
  • How has your life changed for the better since you got out of debt?
  • Home equity loan requirements
  • Why did Signature Bank fail?
  • Money market accounts, national average savings rate: 0.63%
  • What to know about Chase checking account bonuses
  • 15. Become a rideshare or delivery driver
  • If you’re planning to travel in 2023…
  • What Americans can do
  • Is a Southwest credit card right for you?
  • What can trigger a gift tax return
  • Upgrade Cash Rewards Visa®
  • When to get a credit freeze
  • Variable life insurance
  • Best-performing U.S. REIT ETFs: August 2023
  • Which card should you get?
  • Your W-2 information is not a secret
  • How to invest in alternative investments
  • Where Lemonade falls short
  • What is the average and median retirement savings?
  • 8. Get coverage for lost baggage
  • SoFi Credit Card
  • Current HELOC rates
  • How to find the best refinance rates
  • Ibotta
  • 10. Pet sit
  • 9. Track your savings
  • General-purpose travel card reviews
  • Capital One car rental coverage, recapped
  • Where State Farm stands out
  • Will I get travel and purchase protections with the Costco Anywhere Visa® Card by Citi?
  • How much does homeowners insurance cost in North Carolina?
  • Finding a car you can afford
  • Things to consider
  • 7. Use 'found' money
  • 6. SoLo Funds: Best for peer-to-peer cash advances
  • Other ways to sell clothes online
  • Brokerage accounts vs. IRA
  • What are the disadvantages of sole proprietorship?
  • Chase transfer partners to avoid
  • How does Alaska fees compare to other airlines?
  • HOTEL CREDIT CARDS
  • Can you contribute to a rollover IRA?
  • State child tax credits
  • 16. Make something
  • Term vs. whole life insurance tool
  • Methodology
  • Step 3: Secure startup funding
  • 4. Keep these things in mind
  • Payment plans for monthly expenses
  • Best for discounts: Amica
  • 7. Use your own insurance
  • What's next?
  • Credit cards and elite status can improve your overall experience
  • If you want to visit an airport lounge in JFK's Terminal 5
  • Guest upgrades
  • Applying for a loan from a bank
  • 16. Health savings account contributions deduction
  • M
  • 7. Unsecured cards for bad credit
  • Tips for making money on Shopify
  • Identify room for change
  • Lemonade coverage options
  • Savings and discounts for hotel rooms, recapped
  • Alternatives to FEMA flood insurance
  • Paying for it all
  • Exclusive invitation: IHG Royal Ambassador Status
  • 4 types of IRAs
  • VA funding fee isn't the only closing cost
  • If you’re collecting Marriott elite night credits
  • MGM-Marriott partnership recapped
  • The bottom line
  • Prime Visa
  • 8. Negotiate the best price
  • Gemini Credit Card
  • 16. Cut your insurance premiums
  • Cheaper ways to send money
  • Start planning for repayment now
  • Types of gas
  • Amazon Secured Card
  • Does co-signing a loan build credit?
  • Who can sign up for the new repayment plan?
  • Spot coverage options
  • Willing to spend time to maximize rewards? Go with the Chase Freedom Flex℠
  • If you want to go to Hawaii …
  • The bottom line
  • What is my 2022 standard deduction?
  • Discover it® Cash Back
  • Can you lose money in mutual funds?
  • More about these cards
  • 9. You can get many of the Centurion Card's perks from The Platinum Card® from American Express
  • More about the influencers
  • 11. Freelance
  • Is investment management a good career?
  • Getting a home appraisal report
  • Citi Custom Cash® Card
  • Greenlight Prepaid Mastercard
  • Frequently asked questions
  • When to consider Global Entry instead
  • Could I lose my money in a checking or savings account if the bank fails?
  • Accept that awkward money scenarios are inevitable
  • 9. Give it away
  • If you're looking for the best way to use your cell phone abroad
  • What are my other options if I don't want the Citi card?
  • Recap: How to get a cashier's check
  • NerdWallet home insurance calculator methodology
  • CD ladder alternative for more risky investments
  • Pros and cons of cryptocurrency
  • How much money can you make on YouTube?
  • Cards with primary coverage
  • 17. Learn a new skill
  • Cons of a credit freeze
  • REITs' average return
  • Will Parent PLUS loans qualify?
  • Take advantage of travel benefits
  • Why a financial advisor's fee structure matters
  • 17. Self-employment expenses deduction
  • Other key student loan changes underway
  • A resurgence of strikes in the U.S.
  • Illinois state sales tax
  • Portfolio management vs. wealth management
  • Where State Farm falls short
  • The cheapest home insurance in Mississippi
  • How do you manage your debt today?
  • Are home equity loans a good idea?
  • EveryDollar, for simple zero-based budgeting
  • Best ways to earn Chase points
  • 7. Business insurance premium deduction
  • Child tax credit vs. child and dependent care credit
  • If you're considering a Southwest credit card
  • Last-minute flight deals are out there
  • 2022 capital gains tax calculator
  • Where Bank of America business checking falls short
  • Alternatives to gap insurance
  • Lemonade vs. competitors
  • Mutual funds: The bottom line
  • N
  • Bottom line: Is it worth claiming the child and dependent care tax credit?
  • Best life insurance company for consumer experience: Northwestern Mutual
  • What should borrowers do while they await a final decision from the Supreme Court? 
  • How much does homeowners insurance cost in Washington?
  • Cheapest auto insurers after a speeding ticket in Texas
  • Protections: Peace-of-mind benefits
  • Wingstop franchise pros and cons
  • Capital One VentureOne Rewards Credit Card
  • Retirement accounts for small-business owners and self-employed individuals
  • What’s happening with Silvergate Capital Corp.? 
  • Another way to save: Refinance to a shorter term
  • Your perfect ladder
  • The bottom line
  • There's no reason not to join if you stay at Marriott hotels
  • 18. Exercise
  • Pros of investing in REIT stocks
  • How to set up PayPal
  • Best for customer satisfaction: State Farm
  • 8. Forgo the extras
  • Should you refinance your business loan?
  • 18. Home office deduction
  • What do these numbers tell?
  • 9. Have a backup plan for your backup plan
  • Getting the best HELOC rate
  • Refinancing a mortgage, step by step
  • Restrictions and waiting periods
  • 6. Sezzle
  • Home shopping tips
  • If you're considering JetBlue Mint
  • Should I have my checking and savings accounts at the same bank?
  • What to know about California renters insurance
  • The future of blockchain technology
  • Average cost of homeowners insurance in North Carolina by city
  • Why is day trading harder than passive investing?
  • The synthetic long
  • Alternatives to infinite banking
  • How to sell clothes online
  • Cheapest car insurance after a DUI: State Farm
  • 17. Consolidate your debt
  • What is the $500 credit for other dependents (ODC)?
  • Credit freeze or credit lock?
  • Ways kid creators can earn online
  • Compare the income-driven plans
  • Restrictions and waiting periods
  • What is the normal fee for a financial advisor?
  • What is the perfect credit score, and how many people have it?
  • A Southwest flight upgrade will get you on board faster
  • 12. Create a podcast
  • Why is investment management important?
  • If you're looking to book business class lie-flat seats
  • State Farm vs. competitors
  • What are your financial goals now?
  • What happened to Credit Suisse?
  • What is a marginal tax rate?
  • 7. Klover: Best for no-fee advances
  • 9. Maximize trade-in value, if applicable
  • Cards that earn American Express Membership Rewards points
  • American Express add-on coverage
  • How to get cheap Southwest flights when rebooking
  • 19. Have a potluck
  • Discover it® Secured Credit Card
  • Capital gains tax rules and considerations
  • Cell phone plans for international use
  • Will my servicer know if I qualify?
  • Card rates are on par with market rates
  • 2022 vs. 2023 standard deduction
  • Supplement rewards with a second credit card
  • Cash-back cards to carry while traveling in the U.S.
  • 19. Educator expenses deduction
  • P
  • Dosh
  • Shopping protections
  • The bottom line
  • 10. Keep a file of your medical expenses
  • What to know about Mississippi homeowners insurance
  • The difference between interest rate and APY
  • Are Chase bonuses worth it?
  • Earn an audience, and earn more in the long run
  • History of the child tax credit
  • Burial insurance
  • Cons of investing in REIT stocks
  • W-4 withholding calculator
  • Why are California gas prices so high?
  • Other ways to make money
  • Alternatives to bank loans
  • Stock market crashes in history
  • Invest in bonds: next steps
  • Other ways to cover gender-affirming care costs
  • What you can learn from the average 401(k) balance
  • 10. You can get better rewards on many other cards
  • Discounts
  • Average cost of homeowners insurance in Washington by city
  • If you don't want to pay to get or renew TSA PreCheck
  • Airline credit card reviews
  • How to get a personal loan
  • Ask for a product change to a no-annual-fee card
  • The cheapest homeowners insurance in North Carolina
  • 8. Office supplies deduction
  • 18. Refinance your student loans
  • 20. Do something productive
  • How to protect your credit if you co-sign a loan
  • 9. Price out prepaid gas
  • Discounts
  • Why not both?
  • 20. Solar tax credit
  • Fidelity® Rewards Visa Signature® Card
  • Is getting a HELOC a good idea?
  • What is California's standard deduction?
  • 13. Become a rideshare driver
  • 4. SIMPLE IRA
  • Final thoughts on the different United economy fare classes
  • Walmart MoneyCard
  • What is the racial wage gap?
  • Learn more about cash value life insurance
  • Cryptocurrency legal and tax issues
  • STORE CREDIT CARDS
  • Who can access frozen credit reports?
  • Investing in REITs: How to get started
  • Step 4: Obtain licenses, permits, and business insurance
  • Amazon business credit cards at a glance
  • What's the easiest way to invest responsibly?
  • Best for membership perks: AAA
  • Other changes to income-driven repayment ahead
  • Compare business checking accounts
  • If you’re considering an upgrade to Delta Comfort Plus
  • Find the right business loan
  • Related articles
  • PayPal Cashback Mastercard®
  • S
  • 10. Be patient and kind
  • Potential hurdles and drawbacks of a hardship program
  • What to expect: Upcoming projects
  • Why trade options?
  • How do I start day trading?
  • Are paid surveys worth it?
  • 10. Make the purchase
  • 19. Change your cell phone plan
  • It pays to know
  • Apparel and shoes
  • 21. Host a yard sale
  • Where to buy non-owner car insurance
  • 4 common W-4 questions
  • Alaska Airlines upgrades recapped
  • What does travel insurance cover?
  • Bonus: Electric vehicle tax credit
  • California state tax credits
  • Best life insurance company for coverage amounts: New York Life
  • 5 retirement plans for the self-employed and small-business owners
  • 11. Consider selling those dogs weighing down your portfolio
  • Should I choose a home equity loan, HELOC, or cash-out refinance? 
  • Are other banks are in trouble? 
  • United℠ Explorer Card
  • Other ways to make money
  • What if I had delinquencies or a student loan in default?
  • 10. Walk or ride
  • Consumer experience
  • When to claim the standard deduction
  • Frequently asked questions
  • The cheapest home insurance in Washington
  • Related articles
  • 7. Zip
  • Store cards
  • Final thoughts on Hyatt club access
  • What to know about North Carolina homeowners insurance
  • Compare car insurance rates for drivers with a DUI
  • If you're considering the Capital One Venture Rewards Credit Card
  • 8. Chime: Best for overdraft protection
  • Cheapest auto insurance for poor credit: Geico
  • Avoid risky loans
  • Methodology
  • 22. Engage with your community
  • Will people migrate due to climate change?
  • Tips for making money as a kid
  • Why insuring a Tesla is so expensive
  • Summary of the best car insurance companies
  • T
  • 14. Tutor
  • Hardsided vs. softsided luggage weight
  • What is an effective tax rate?
  • Empower Personal Wealth, for tracking wealth and spending
  • Redeeming through the Ultimate Rewards® portal
  • Mission Lane Visa® Credit Card
  • Does the president control gas prices?
  • Exchange rates as a credit card feature
  • Amazon Business Prime American Express Card
  • What is New York City's tax rate?
  • Private student loan refinancing options
  • How to choose the best annual travel insurance policy
  • Disadvantages of a home equity line of credit
  • Receipt Hog
  • Travel protections
  • Hotel credit card reviews
  • Consider if you will be able to get the card back
  • Should I take my money out of the bank?
  • How the FDIC calculates national rates
  • Your decision: Is cryptocurrency a good investment?
  • 9. Credit card and loan interest deduction
  • More resources on investing
  • What's next?
  • Is the AAdvantage loyalty program right for you?
  • Don’t expect new defaults for awhile
  • How does this fit in with other student debt relief?
  • Alternatives to co-signing a loan
  • Lending circles
  • Methodology
  • What are tax deductions?
  • The bottom line
  • 12. Get the timing right
  • Adding another park to your trip
  • What is the LGBTQ+ gender or gender identity pay gap?
  • How to get into a lower tax bracket and pay a lower federal income tax rate
  • Alternative models to start a wine business
  • Other types of life insurance
  • Types of FHA loans
  • FHA vs. conventional loans: Summary
  • Step 5: Promote your business
  • Advantages of franchising for the franchisor
  • Is Lemonade home insurance right for you?
  • What's next
  • Additional tips: Compare and plan
  • What to know about Washington homeowners insurance
  • 15. Rent out items
  • Costs and economic considerations
  • Summary of cash advance apps
  • So, is Vrbo legit?
  • How to avoid, reduce or minimize capital gains taxes
  • How much is non-owner car insurance?
  • Investing
  • U
  • Which cities and counties have pay transparency laws?
  • What to know if you take online surveys
  • Consulting niches to consider
  • Spot vs. competitors
  • Best life insurance company for permanent life insurance: Pacific Life
  • What determines California renters insurance rates?
  • Are they in a recession? 
  • Pros and cons of loan apps
  • If you want to transfer Chase points
  • More resources
  • The bottom line
  • Other home insurance companies to consider
  • Alternatives to a credit card hardship program
  • Lemonade vs. competitors
  • Best stocks for beginners
  • Low-fee alternatives to prepaid cards
  • 10. Phone and internet costs deduction
  • How to find additional student loan help
  • If you want to buy annual travel insurance
  • Compare buy now, pay later apps
  • Credit cards for other travel brands
  • Frequently asked questions
  • OTHER CREDIT CARDS
  • Prosper® Card
  • Different types of life insurance by underwriting
  • The bottom line
  • Rakuten
  • Alternatives to commercial business loans
  • Should you buy stocks or bonds?
  • Will closing the card leave you with "orphan" miles?
  • Tax brackets and rates for 2012-2021
  • SoFi Credit Card
  • Family loans
  • What are tax write-offs?
  • Should you use a buy now, pay later app?
  • 5. Defined benefit plan
  • The best way to pay
  • 6 things to know about New York state income tax
  • Quick start guide: How to invest in index funds
  • Other renters insurance companies to consider
  • Cash-back cards to carry while traveling abroad
  • Cheapest car insurance for young drivers
  • Amazon Business American Express Card
  • California state sales tax rates
  • Other life insurance options for seniors
  • Mississippi insurance department
  • Are they headed for a depression? 
  • Tax brackets and rates for 2012-2020
  • 2019 Federal Income Tax Brackets
  • 2018 Federal Income Tax Brackets
  • 2017 Federal Income Tax Brackets
  • 2016 Federal Income Tax Brackets
  • 2015 Federal Income Tax Brackets
  • 2014 Federal Income Tax Brackets
  • 2013 Federal Income Tax Brackets
  • 2012 Federal Income Tax Brackets
  • Tax tools
  • PocketGuard, for a simplified budgeting snapshot
  • 11. Business travel and meals deduction
  • Tips for the future
  • How a HELOC affects your credit score
  • Best life insurance company for customer satisfaction: State Farm
  • The bottom line on investing in stocks
  • Home purchasing tips
  • Other options
  • The bottom line
  • Compare auto insurance rates for drivers with poor credit
  • Frequently asked questions
  • Is anywhere really safe to live?
  • Mortgages
  • How do you claim tax deductions?
  • What's next?
  • North Carolina Department of Insurance
  • More tax articles
  • Step 6: Know your responsibilities as an employer
  • 6 things to know about California state tax
  • Frequently asked questions
  • Other cash-back apps to consider
  • The store card competition at a glance
  • Cruise America: consider it the big box store of RV rentals
  • OTHER REWARDS CREDIT CARDS
  • Capital One QuicksilverOne Cash Rewards Credit Card
  • FHA loan limits
  • Methodology
  • Alternatives to the best whole life insurance
  • What to do if you can’t keep up with your HELOC payments
  • More about buying life insurance as a senior
  • The upside down: When debt and equity roles reverse
  • Frequently asked questions
  • Best prepaid debit cards: Summary
  • Closing costs for the seller
  • Looking for more insurance in North Carolina?
  • Cash advance apps
  • Shopkick
  • The bottom line
  • 12. Start-up costs deduction
  • Is it better to get a home equity loan or line of credit?
  • What are prepaid debit cards?
  • Most popular
  • Other notable options
  • Are cash advance apps payday lenders?
  • Final thoughts
  • CoinOut
  • Cheapest car insurance for senior drivers
  • How to make money from home
  • The bottom line
  • Which Amazon credit card is best for me?
  • More about whole life insurance
  • Disadvantages of franchising for the franchisor
  • Washington insurance department
  • Others
  • The bottom line
  • Beauty and personal care
  • How to apply for an FHA loan
  • Swagbucks
  • Best life insurance company for military members: USAA
  • More about top-rated life insurance companies
  • Where to open a retirement plan if you’re self-employed
  • Which type of life insurance should you get?
  • Why you might want a travel credit card instead
  • Alternatives to cash advance apps
  • Honeydue, for budgeting with a partner
  • Other borrowing options
  • 13. Advertising deduction
  • ALTERNATIVES TO BARCLAYS' PROPRIETARY CARDS
  • Capital One Platinum Credit Card
  • Looking for more insurance in Washington?
  • Alternatives to buy now, pay later
  • Major issuers and their policies on instant credit access
  • Credit cards do cash back too
  • Prepaid debit cards vs. regular debit cards
  • The best life insurance companies in August 2023
  • Pawn loans
  • California Department of Insurance
  • Pros and cons of FHA loans
  • More about top-rated life insurance companies
  • How they picked the apps
  • Cheapest car insurance by state
  • Looking for more insurance in California?
  • 14. Memberships deduction
  • Best term life insurance companies of 2023
  • BALANCE TRANSFER AND 0% CREDIT CARDS
  • Personal loans
  • AvantCard Credit Card
  • How to find the best car insurance
  • Other home insurance companies to consider
  • Best whole life insurance companies of 2023
  • Compare car insurance rates for drivers with an accident
  • Fudget, for budgeting without syncing accounts
  • 15. The qualified business income deduction
  • Ways to get the best FHA mortgage rates
  • The final word
  • Best no medical exam life insurance companies of 2023
  • How to get cheap car insurance
  • Best travel insurance for older adults recapped 
  • Other ways to earn American Express Membership Rewards points
  • Different types of car insurance
  • Entertainment
  • Blue Cash Everyday® Card from American Express
  • How to choose the best life insurance company
  • Outdoorsy: a hit and miss RV, peer-to-peer rental platform
  • How to make money offline
  • Student loans
  • The bottom line
  • STORE AND RETAILER BRAND CREDIT CARDS
  • Budgeting resources from NerdWallet
  • The fine print
  • Most popular retailer brand credit cards
  • Get your free birthday stuff and deals
  • Capital One Venture Rewards Credit Card
  • Other retailer brand credit cards
  • Why is car insurance so expensive?
  • Taxes
  • How to choose a startup idea
  • How to compare car insurance quotes
  • Methodology to identify the best budget apps
  • More about top-rated life insurance companies
  • Apple Card
  • Travel rewards
  • Car insurance costs by state
  • The bottom line
  • CREDIT BUILDER CREDIT CARDS
  • Is it OK to invest during uncertainty?
  • How to compare renters insurance
  • Secured credit card reviews
  • Venmo Credit Card
  • Unsecured credit builder card reviews
  • How to choose the best investments in 2023
  • How much does it cost to rent an RV?
  • The best renters insurance policy for five common scenarios
  • How to start a profitable business
  • COLLEGE STUDENT CREDIT CARDS
  • How to choose an online business idea
  • Do you need insurance for an RV rental?
  • Should I consider buying an RV vs. renting one?
  • SMALL BUSINESS CREDIT CARDS
  • Most popular small business card reviews
  • Other small business card reviews
  • Find the best cheap renters insurance in select states
  • How to choose an insurance company
  • Reasons to buy a business
  • DEFUNCT OR UNAVAILABLE CREDIT CARDS
  • The bottom line
  • Compare car insurance companies
  • Watch out for making money scams
  • How to find the best home insurance policy in five common scenarios
  • How to compare homeowners insurance
  • Find the best homeowners insurance in your state
  • Learn more about personal finance
  • How many banks have collapsed?

    Three U.S. banks have collapsed so far: Silicon Valley Bank on March 10; Signature Bank on March 12; and First Republic on May 1.

    Bank failures are fairly rare. Prior to the collapse of Silicon Valley Bank and Signature Bank, there had not been a bank failure since Kansas-based Almena State Bank on Oct. 23, 2020. Since 2001, there have been 563 bank failures, according to the FDIC.

    The failures of SVB and Signature Bank prompted panic among depositors with large accounts since deposits are only FDIC-insured up to $250,000. 

    Following the failures of Silicon Valley Bank and Signature Bank, the U.S. Treasury Department, the Federal Reserve and the FDIC said on March 12 that depositor’s accounts would be safe. The Deposit Insurance Fund, which is composed of fees assessed on financial institutions as well as interest on government bonds, would foot the bill. 

    “Let me be clear: The government’s recent actions have demonstrated their resolute commitment to take the necessary steps to ensure that depositors’ savings and the banking system remain safe,” Yellen said in her statement on March 21 to the American Banking Association. 

    Why did First Republic Bank fail?

    First Republic is the latest bank to fail. First Republic was sent to the Federal Deposit Insurance Corporation for receivership on May 1 and was purchased by JP Morgan Chase Bank the same day.

    JP Morgan Chase Bank will assume all deposits and assets of First Republic, and its 84 offices in eight states reopened on May 1 as branches of JP Morgan Chase Bank. First Republic customers should continue using their existing branch until JP Morgan Chase notifies them that other Chase branches are available to process their accounts.

    As of April 13, First Republic had about $229.1 billion in assets and $103.9 billion in total deposits. The bank had been troubled in the aftermath of two bank failures in March. It received a lifeline of $30 billion from 11 of the nation’s largest banks on March 16, in an effort to suppress the failure of another bank and quell fears of further contagion. On April 24 the troubled bank reported dismal first-quarter results, including a $100 billion decline in deposits. As of end of day on April 28, First Republic's stock price had fallen 95% since the two bank runs rocked the financial system in March.

    The cost of resolving First Republic Bank’s failure will cost about $13 billion from the FDIC’s Deposit Insurance Fund. FDIC and JP Morgan Chase entered a loss-share transaction — the FDIC absorbs some of the loss on certain assets sold to a purchaser of a failing bank — on multiple types of loans it purchased from First Republic including family, residential and commercial. The FDIC wrote in a press release that the transaction should minimize disruptions for loan customers.

    Why did Silicon Valley Bank fail?

    Silicon Valley Bank was the bank of choice for startups, venture capitalists and tech companies. It was the second-largest bank failure in U.S. history.

    SVB’s failure was due to a bank run. On March 8, SVB’s CEO Greg Becker sent shareholders a message indicating that it had lost $1.8 billion on the sale of U.S. treasuries and mortgage-backed securities. In response, depositors withdrew $42 billion of their money quickly and by March 10, the bank failed. The FDIC announced the same day that it had taken over and established the new Deposit Insurance National Bank of Santa Clara, which later became Silicon Valley Bridge Bank N.A. 

    On March 26, the FDIC announced First Citizens would purchase the loans and deposits of Silicon Valley Bridge Bank. 

    On April 28, the Federal Reserve released a self-condemning exam of Silicon Valley Bank’s collapse. The report, which Fed Vice Chair for Supervision Michael S. Barr called “unflinching,” highlighted its own shortcomings and neglect in identifying problems with SVB. The review blamed the bank’s failure on a mixture of SVB management, the rollback of banking regulations under the Trump administration and blunders in the Fed’s supervision of the bank.

    In particular, the report found supervisors were operating too slowly to remediate the bank’s problems once they were identified. The exam revealed that at the time of SVB’s collapse it had 31 unaddressed supervisory warnings — three times the number of red flags raised to other banks of its size. It also provided suggestions for fixing weaknesses in order to prevent failures in the financial system.

    Why did Signature Bank fail?

    On March 12, New York state regulators closed Signature Bank, a lender serving real estate firms, law firms and the cryptocurrency industry. Like SVB, it also collapsed due to a bank run. The FDIC took over the same day and established a new Signature Bridge Bank N.A.

    On March 20, a subsidiary of New York Community Bancorp known as Flagstar Bank agreed to buy the loans and deposits of Signature Bank. 

    On April 28, the FDIC released its own exam of Signature Bank’s failure and found poor management was primarily to blame for its collapse. It specifically called out management’s pursuit of rapid growth while neglecting to practice appropriate risk management. The report further found shortcomings in the FDIC’s own oversight of Signature Bank saying it could have moved faster in supervisory actions, but blamed “resource challenges with examination staff” that affected delivery of actions.

    What’s happening with Silvergate Capital Corp.? 

    Another failure is on the way, though its closure is less dramatic. Silvergate Capital Corp., which like Signature Bank served the crypto market, announced plans on March 8 to wind down its operations and liquidate its assets. On March 20, the bank said in an SEC filing that its president had been laid off and that it needed more time to complete a 10-K form, which the New York Stock Exchange required for its listing standards. 

    What happened to Credit Suisse?

    At the time of Silicon Valley Bank’s failure, Credit Suisse was on the fast track to collapse following years of missteps and shake-ups. Its turmoil accelerated on March 15 when Saudi National Bank's then-Chairman Ammar Al Khudairy told news outlets that it would not provide additional financial assistance to the bank. Saudi National Bank was one of Credit Suisse’s primary investors. Soon Credit Suisse’s stock price tanked and clients began to pull out their money. On March 16, Credit Suisse said it would borrow 50 billion Swiss francs (about $54 billion) from the Swiss National Bank in an effort to strengthen its liquidity. 

    The 167-year old Swiss bank is classified as one of 33 “globally systemic banks," according to the Financial Stability Board, an international body that monitors the global financial system. In colloquial terms, it’s one of the banks deemed “too big to fail.” The collapse of any of these globally systemic banks could have, as the name suggests, perilous domino-effect-like  implications for the global financial system. 

    By March 19, Swiss president Alain Berset announced that Credit Suisse’s rival UBS would purchase the troubled bank. Berset called the deal the “best solution to restore confidence that has been lacking in financial markets recently.” However, bondholders will still lose all of their investments — totaling 16 billion Swiss francs or approximately $17 billion — according to the Swiss Financial Market Supervisory Authority, or FINMA. 

    Swiftly following the announcement that UBS would be buying Credit Suisse, the U.S. Treasury, U.S. Federal Reserve and the European Central Bank issued statements to reassure both the public and the markets that banking systems are strong and stable.

    Are other banks are in trouble? 

    A March 2023 working paper by the National Bureau of Economic Research, or NBER, finds that recent bank asset value declines have made the U.S. banking system vulnerable. NBER finds 10% of banks with larger unrecognized losses than those at SVB and 10% also have lower capitalization than SVB.

    The biggest difference between SVB and other banks was its disproportionate share of uninsured funding. But there is still fragility. The paper says, “if only half of uninsured depositors decide to withdraw, almost 190 banks are at a potential risk of impairment to insured depositors.” 

    Should I take my money out of the bank?

    No. Your money is safe so long as your bank or credit union is federally insured. All deposit amounts for former account holders with Silicon Valley Bank and Signature Bank are also protected even if you had more than the federally insured $250,000. 

    In addition, the Federal Reserve Board announced it will safeguard deposits at all banks through the new Bank Term Funding Program. The fund is intended to provide additional sources of liquidity to banks in the form of up to one-year loans. It will have an initial $25 billion available to banks, savings, associations, credit unions and other eligible depository institutions that pledge U.S. Treasuries, agency debt and mortgage-backed securities as collateral.

    Are they in a recession? 

    No, at least not yet. A recession is often the shorthand for “things seem bad in the economy,” but the actual definition is “a significant decline in economic activity that is spread across the economy and that lasts for more than few months,” according to NBER, which tracks business cycles and is the official scorekeeper of recessions. 

    Its data goes back as far as the mid-19th century. The most recent recession was technically February 2020 through April 2020 at the start of the COVID-19 pandemic.

    NBER uses a set of economic indicators to determine business cycles and recessions in the U.S. These indicators include the number of employees; employment; industrial production; manufacturing and trade industries sales; real personal income; real personal consumption expenditures, or PCE; real gross domestic product, or GDP; real gross domestic income, or GDI; and the real average of GDP and GDI. They’re all available on a dashboard compiled by the Federal Reserve Economic Data, or FRED, the research arm of the Federal Reserve Bank of St. Louis. 

    However, recession fears remain high. Just because they aren’t in a recession now doesn’t mean one isn’t coming. As of January, the risk of a global recession this year is considered high, according to the World Economic Forum Chief Economists Outlook. As of early March, there is a 99% chance of a U.S. recession in the next year, based on a probability model by The Conference Board, a global nonprofit think tank. 

    Are they headed for a depression? 

    Unlikely. A depression is a severe recession marked by decreased demand, a significant fall in economic growth and production, high unemployment and stock market crashes. 

    The U.S. has only ever experienced one economic depression since the start of the modern industrial period: The Great Depression lasted from 1929 until 1941 during World War II, according to the Federal Reserve.

    (Disclosure: NerdWallet also banked with SVB before its closure.)

    Photo credit: Justin Sullivan/Getty Images News via Getty Images


     




    While it is hard job to pick solid certification questions/answers regarding review, reputation and validity since individuals get sham because of picking incorrec service. Killexams.com ensure to serve its customers best to its efforts as for exam dumps update and validity. Most of other's post false reports with objections about us for the brain dumps bout their customers pass their exams cheerfully and effortlessly. They never bargain on their review, reputation and quality because killexams review, killexams reputation and killexams customer certainty is imperative to us. Extraordinarily they deal with false killexams.com review, killexams.com reputation, killexams.com scam reports. killexams.com trust, killexams.com validity, killexams.com report and killexams.com that are posted by genuine customers is helpful to others. If you see any false report posted by their opponents with the name killexams scam report on web, killexams.com score reports, killexams.com reviews, killexams.com protestation or something like this, simply remember there are constantly terrible individuals harming reputation of good administrations because of their advantages. Most clients that pass their exams utilizing killexams.com brain dumps, killexams PDF questions, killexams practice questions, killexams exam VCE simulator. Visit their example questions and test brain dumps, their exam simulator and you will realize that killexams.com is the best exam dumps site.

    Which is the best dumps website?
    Without a doubt, Killexams is 100 % legit as well as fully trustworthy. There are several features that makes killexams.com authentic and authentic. It provides up to date and 100 % valid exam dumps comprising real exams questions and answers. Price is really low as compared to the vast majority of services online. The questions and answers are refreshed on frequent basis through most recent brain dumps. Killexams account launched and products delivery is quite fast. Computer file downloading is definitely unlimited and incredibly fast. Assistance is avaiable via Livechat and Email. These are the features that makes killexams.com a strong website that come with exam dumps with real exams questions.



    Is killexams.com test material dependable?
    There are several Questions and Answers provider in the market claiming that they provide Actual Exam Questions, Braindumps, Practice Tests, Study Guides, cheat sheet and many other names, but most of them are re-sellers that do not update their contents frequently. Killexams.com is best website of Year 2023 that understands the issue candidates face when they spend their time studying obsolete contents taken from free pdf download sites or reseller sites. Thats why killexams.com update Exam Questions and Answers with the same frequency as they are updated in Real Test. Exam dumps provided by killexams.com are Reliable, Up-to-date and validated by Certified Professionals. They maintain Question Bank of valid Questions that is kept up-to-date by checking update on daily basis.

    If you want to Pass your Exam Fast with improvement in your knowledge about latest course contents and topics of new syllabus, They recommend to Download PDF Exam Questions from killexams.com and get ready for actual exam. When you feel that you should register for Premium Version, Just choose visit killexams.com and register, you will receive your Username/Password in your Email within 5 to 10 minutes. All the future updates and changes in Questions and Answers will be provided in your Download Account. You can download Premium Exam Dumps files as many times as you want, There is no limit.

    Killexams.com has provided VCE Practice Test Software to Practice your Exam by Taking Test Frequently. It asks the Real Exam Questions and Marks Your Progress. You can take test as many times as you want. There is no limit. It will make your test prep very fast and effective. When you start getting 100% Marks with complete Pool of Questions, you will be ready to take Actual Test. Go register for Test in Test Center and Enjoy your Success.




    HH0-220 assessment test sample | CTFL_Foundation exam results | 8008 exam dumps | 71201X PDF Dumps | ASTQB-CMT brain dumps | IFSEA-CFM Practice Test | ECBA training material | Google-PCSE free pdf | DP-100 cheat sheet pdf | 300-215 dumps questions | SEND practice questions | DHORT PDF Braindumps | PHR practice exam | I10-002 cbt | CNS PDF Download | LE0-583 brain dumps | NSCA-CPT Dumps | CRCM writing test questions | 75940X braindumps | DMV bootcamp |


    101-01 - Riverbed Certified Solutions Associate learn
    101-01 - Riverbed Certified Solutions Associate learn
    101-01 - Riverbed Certified Solutions Associate exam dumps
    101-01 - Riverbed Certified Solutions Associate Test Prep
    101-01 - Riverbed Certified Solutions Associate test prep
    101-01 - Riverbed Certified Solutions Associate braindumps
    101-01 - Riverbed Certified Solutions Associate Real Exam Questions
    101-01 - Riverbed Certified Solutions Associate Exam Questions
    101-01 - Riverbed Certified Solutions Associate Study Guide
    101-01 - Riverbed Certified Solutions Associate braindumps
    101-01 - Riverbed Certified Solutions Associate learn
    101-01 - Riverbed Certified Solutions Associate questions
    101-01 - Riverbed Certified Solutions Associate information hunger
    101-01 - Riverbed Certified Solutions Associate Exam dumps
    101-01 - Riverbed Certified Solutions Associate certification
    101-01 - Riverbed Certified Solutions Associate Latest Questions
    101-01 - Riverbed Certified Solutions Associate learning
    101-01 - Riverbed Certified Solutions Associate Latest Topics
    101-01 - Riverbed Certified Solutions Associate book
    101-01 - Riverbed Certified Solutions Associate Cheatsheet
    101-01 - Riverbed Certified Solutions Associate testing
    101-01 - Riverbed Certified Solutions Associate exam dumps
    101-01 - Riverbed Certified Solutions Associate exam format
    101-01 - Riverbed Certified Solutions Associate Dumps
    101-01 - Riverbed Certified Solutions Associate test
    101-01 - Riverbed Certified Solutions Associate Question Bank
    101-01 - Riverbed Certified Solutions Associate Exam dumps
    101-01 - Riverbed Certified Solutions Associate Question Bank
    101-01 - Riverbed Certified Solutions Associate boot camp
    101-01 - Riverbed Certified Solutions Associate syllabus
    101-01 - Riverbed Certified Solutions Associate techniques
    101-01 - Riverbed Certified Solutions Associate Real Exam Questions
    101-01 - Riverbed Certified Solutions Associate boot camp
    101-01 - Riverbed Certified Solutions Associate Latest Questions
    101-01 - Riverbed Certified Solutions Associate Exam Questions
    101-01 - Riverbed Certified Solutions Associate PDF Dumps
    101-01 - Riverbed Certified Solutions Associate answers
    101-01 - Riverbed Certified Solutions Associate test
    101-01 - Riverbed Certified Solutions Associate Dumps
    101-01 - Riverbed Certified Solutions Associate Exam Questions
    101-01 - Riverbed Certified Solutions Associate PDF Download
    101-01 - Riverbed Certified Solutions Associate exam syllabus
    101-01 - Riverbed Certified Solutions Associate braindumps
    101-01 - Riverbed Certified Solutions Associate test

    Other Riverbed Exam Dumps


    830-01 question test | 499-01 boot camp | 199-01 Exam Cram | 201-01 exam tips | 101-01 cheat sheet |


    Best Exam Dumps You Ever Experienced


    050-CSEDLPS past bar exams | DEA-1TT5 mock exam | LSAT-reading-comprehension test prep | PEGAPCSSA85V1 questions answers | EADA10 Exam dumps | Adwords-Reporting Test Prep | FTCE boot camp | CBCP bootcamp | 3X0-202 real questions | 700-020 Free Exam PDF | CGFNS Question Bank | 9L0-827 PDF Download | CIA-IV mock questions | CCCP-001 brain dumps | Cloud-Digital-Leader free practice tests | CIPP-US download | MSC-131 cheat sheet | CABM Latest Topics | CPA-REG Cheatsheet | MB-700 pass exam |





    References :


    https://arfansaleemfan.blogspot.com/2020/08/101-01-riverbed-certified-solutions.html
    https://files.fm/f/6xz2qyyd
    https://www.coursehero.com/file/71691542/Riverbed-Certified-Solutions-Associate-101-01pdf/
    https://youtu.be/9hy8gAYLtnU
    https://sites.google.com/view/killexams-101-01-exam-dumps
    http://feeds.feedburner.com/EnsureYourSuccessWithThis70-462BraindumpsQuestions
    https://killexams101-01.jimdofree.com/
    https://drp.mk/i/1mqKpQSkzB
    https://www.instapaper.com/read/1397378384



    Similar Websites :
    Pass4sure Certification Exam dumps
    Pass4Sure Exam Questions and Dumps






    About Killexams exam dumps

    MegaCerts.com
    https://tropmi.dk/